Pay Credit Card Bills Online With

  • Scan to Pay & UPI Scan to Pay & UPI

    Scan to Pay & UPI

  • NEFT NEFT

    NEFT

  • Internet Banking & iMobile Pay Internet Banking & iMobile Pay

    Internet Banking & iMobile Pay

  • ATMs & Cash Deposit ATMs & Cash Deposit

    ATMs & Cash Deposit

  • Auto Debit Auto Debit

    Auto Debit

Scan to pay Credit Card bill payment

Scan to Pay

Make the payments through a Unified Payments Interface (UPI) system that’s based on QR codes. (Can be used by ICICI Account holders as well as non ICICI Account holders) 
For UPI payment, please click here

UPI

Make UPI payment from any UPI-enabled app/Bharat Interface for Money (BHIM) app to ICICI Bank Virtual Payment Address (VPA) : ccpay.<16-digit Credit Card number>@icici (For ICICI Bank American Express Cards, prefix ‘0’ before the Credit Card number.

NEFT Credit Card bill payment

NEFT

Pay your Credit Card dues through National Electronic Funds Transfer (NEFT). You can make payments using Internet Banking linked to the accounts of other banks (if they support NEFT transactions).
When you register your ICICI Bank Credit Card as the payee for fund transfer, enter the 15-digit number (in case of American Express Credit Card) or the 16-digit number (in case of Visa/Mastercard Credit Card) as the account number. In addition to this, you need to enter ‘ICIC0000004’ as the Indian Financial System (IFS) Code. For details, please  click here.

 

 

Internet Banking Credit Card bill payment

iMobile Pay App

Log in to the ICICI Bank iMobile Pay app to pay your Credit Card dues.

For Mobile users - Please click here
For Desktop users – Please click here

Internet Banking

Log in to ICICI Bank Internet Banking to pay your Credit Card dues. For details, please

 

ATM Credit Card bill payment

ATMs

Pay your Credit Card dues at any ICICI Bank ATM using your Debit Card. Swipe your Debit Card at any ATM, go to the ‘More Options’ section and pay the amount due on your Credit Card.

Cash Deposit

You may deposit cash at any ICICI Bank Branch towards your card payment. Such payment at a Branch would attract a fee of ₹ 100 per payment transaction.

iMobile Credit card  bill payment

Auto Debit

If you have a Savings Account with ICICI Bank you may pay directly through the Savings Account by giving an instruction in writing to debit the payment every month on the payment due date.

Popular Credit Card Bill Payment FAQ's

How can I pay my Credit Card bill?

You can pay your Credit Card bill through ICICI Bank Internet Banking, Scan to Pay (UPI), iMobile Pay app, ATMs or NEFT. For non-ICICI Bank customers, use NEFT, 'Click to Pay' with Internet Banking or ‘Scan to Pay’ for timely settlements.

Should I pay my Credit Card in full?

By paying the full Credit Card bill, you can avoid interest charges. It's always wise to settle the complete amount. If you are unable to pay the entire amount, pay at least the ‘Minimum Due, to avoid penalties.

Can I pay the Credit Card bill immediately after purchase?

Yes, you can pay the bill immediately after a purchase, but the amount due will reflect in the next billing cycle. Paying promptly can help manage expenses efficiently.

When should I pay my Credit Card bill?

You should pay your Credit Card bill before the due date to avoid late fees and interest charges. Early payment ideally in full, keeps your credit record healthy and minimises financial burdens.

What is the ‘Minimum Due’ on Credit Cards?

The ‘Minimum Due’ is the smallest amount you need to pay by the due date to maintain a good credit standing. It's a fraction of the total bill and includes interest, fees and a percentage of the outstanding balance.

How to make payments through a Credit Card?

To make payments through a Credit Card, you have to first initiate a transaction on your card. On doing so, the card details are shared with the recipient Bank. The Bank processes the transaction through a payment network and authorises the transaction further with the card issuer. The issuer then verifies the transaction for acceptance or non-acceptance. 

What is the ideal time to pay the Credit Card bill?

The Credit Card bill is generated every month, so it is recommended to pay the Credit Card bill every month before the due date, which is generally 15-20 days after the bill generation date. Timely payment of the Credit Card dues will help in maintaining a good credit score.

Can I pay the Credit Card dues through any other Bank Account?

Yes, you can pay your Credit Card dues through any other Bank Account, using the NEFT facility or other platforms like iMobile Pay.