SWP (Systematic Withdrawal Plan) Calculator

· Financial Planning – Helps investors plan withdrawals systematically to meet income needs without any difficulty

· Customization – Allows investor customization of withdrawal amount and frequencies based on individual financial goals and circumstances

· Easy to use - It is a user-friendly online calculator just input a few parameters for instant withdrawals calculations based in your financial needs .

While using the SWP Calculator, consider the following factors:

• Financial goals: Define your specific financial objectives.
• Investment amount: Input the accurate invested amount.
• Withdrawal amount – Decide on the amount you need regularly for expenses or income
• Investment horizon: Determine the duration of your investment.
• Market conditions: Stay informed about prevailing market conditions.
• Regular assessment: Periodically reassess and adjust your SWP strategy.
• Alignment with overall financial plans: Ensure your SWP plan aligns with your broader financial goals and plans.

SWP Calculators provide estimations based on certain assumptions and their accuracy depends on the precision of these assumptions. They generally take the rate of return as an average, which might not perfectly mirror real market conditions. 

Market fluctuations, fees and unforeseen events can impact actual outcomes. While SWP calculators offer valuable insights, it is advisable to regularly review and adjust your plan based on changing circumstances to enhance accuracy.

The final value of the investment shown is before deduction of taxes and the investor may incur tax liability on the capital gains. The output provided by the calculator should not be considered as an investment advice, nor as indicative of the performance of any scheme(s) distributed by ICICI Bank. ICICI Bank shall not be responsible/liable for any investment decisions taken based on the output provided by the calculator. The illustration is based on various assumptions including (i) returns of the scheme(s), (ii) consistent market conditions, (iii) continuity of SIP (Systematic Investment Plan), etc. Any of the assumptions may or may not be true in all market conditions. Inflation rate considered, is basis the general market trends and historical data. Exit Load, STT (Securities Transaction Tax), Stamp Duty and tax impact are not taken into consideration in the illustration.

Investors using this calculator are advised to consult their financial advisors before making any investment decisions. This calculator aims to help investors to determine a suitable SIP instalment amount to invest in order to achieve their desired financial goals.