Bank Overdraft Loan

InstaOD Plus is an unsecured Overdraft (OD) facility that can be availed online without any paperwork. The facility serves day-to-day needs as well as sudden exigencies, for business.

Existing ICICI Bank Current Account customers can avail an instant Overdraft limit of up to Rs 50 lakh

Non ICICI Bank Current Account customers can avail an instant Overdraft limit of up to Rs 25 lakh

Get instant disbursement of ICICI Bank Overdraft facility by opening a Current Account instantly with Video KYC.

OVERDRAFT ELIGIBILITY FOR ICICI AND NON ICICI BANK CUSTOMERS::

Individuals
Proprietor
Others
 

Additionally, For Non ICICI Bank Customers:

Business Vintage
2 years
Account Statement/ GST Returns
1 year
Credit Score (*T&Cs apply)
>725*
 

OVERDRAFT DOCUMENTATION:

For institutions such as Partnerships and Companies, other documents such as Memorandum of Association and Board Resolution may be required.
For new to bank customers, bank statement would be required for assessing the banking transactions.
 

CONTINUE TO GROW WITH US. HERE’S HOW YOU CAN APPLY

 

How To Apply
  1. Log in to the InstaOD Plus platform using mobile number
  2.  Enter PAN and auto-fetch bank statement
  3. Accept sanctions digitally
  4. Open Current Account online with Video KYC
  5. Get instant disbursement post account opening.

 

How To Apply
  1. View InstaOD Plus offers on CIB/InstaBIZ
  2. Click on "Apply Now" button*
  3. Accept sanction digitally
  4. Get instant disbursement post account opening.

*If you do not have a pre-approved offer from the Bank, please check eligibility with Current Account statement or GST Returns of the last 1 year.

 

 

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