Digital Banking Solutions
![iMobile Pay app](/content/dam/icicibank/india/managed-assets/revamp-pages/current-account/instabiz-1.webp)
- 01. All-in-one solution for your daily Business Banking needs
- 02. Flexibility of multiple payment modes like Fund Transfer, UPI, Pay to Contact
- 03. Solutions for Import-Export business needs with 24x7 transactions
- 04. Manage all merchant products and services at one place - InstaBIZ Merchant dashboard
- 05. Easy online application with instant sanction for Loans and Overdrafts
- 06. Make timely GST payments
![Internet Banking](/content/dam/icicibank/india/managed-assets/revamp-pages/current-account/cib.webp)
- 01. Manage your everyday Business Banking needs from anywhere
- 02. Use BizPay360 to make bulk payments to vendors, employees and stakeholders
- 03. Integrated banking and accounting solutions for easy auto reconciliation
- 04. Carry out Import-Export transactions 24x7 with Trade Online
- 05. Maker-checker facility
- 06. Auto-fetch challans and make error-free GST payments
Documentation and Charges for Current Account
Current Account Related Videos
Current Account FAQs
What is a Current Account?
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A Current Account is a Bank Account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.
The deposit in a Current Account can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account multiple times a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by entrepreneurs, firms, companies and traders.
Click here to open an ICICI Bank Current Account in just a few clicks.
What are the differences between a Savings Account and a Current Account?
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Savings Account | Current Account | |
---|---|---|
Meaning | Meant for savings purpose | Meant for business purpose |
Suitable for | People who are salaried employees or have a monthly income | Firms, companies, traders and entrepreneurs who need to access their accounts frequently |
Transactions allowed | Limited transactions | Multiple transactions |
Interest earned | 3.5% - 4% per annum (usually) | No interest |
Minimum Balance | Usually low | Usually high |
Overdraft facility | Not offered/ allowed | Overdraft facility provided |
How can I open a Current Account with ICICI Bank?
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Follow the steps given below to open a Current Account with ICICI Bank:
Open a Current Account online by clicking here.
Open a Current Account by filling the Current Account opening form at any ICICI Bank Branch.