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Comprehensive banking solutions with
Current Account
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Instant collections with POS and QR solutions
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Empower your business with seamless payments
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Get instant Overdraft online with zero collateral, up to Rs 25 lakh
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Business Banking made easy with the InstaBIZ app
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Expand globally with our 24x7 Import-Export transactions
Current Account for you and your business
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Business 360° Banking
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Wealth Management
Current Account
Business 360° Banking
Single Current Account for domestic & international transactions
Grouping: Enjoy pricing benefits by grouping your Business, Personal and Family Accounts
Single view: View & transact using all your linked Current Accounts on Corporate Internet Banking & InstaBIZ
CASA pooling: Easy pooling of funds between your Current Account & Savings Account
Curated solutions for start-ups
A wide range of solutions for Import-Export businesses with 24x7 transactions
Wealth Management Current Account
Customised Current Account with a dedicated relationship team
A unique digital platform for your Export-Import transactions online, round the clock
Tailored solutions for Working Capital Financing, Term Loan, Letter of Credit, Bank Guarantee and more
InstaBIZ app for all your Business Banking needs
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Smart Business 2.0
Current Account -
Roaming Current
Account Standard -
GEM Current
Account
Smart Business 2.0 Current Account
Dynamic free limits for cash & non-cash transactions*
Free cheque collection and payment anywhere across the country
Free Gold Business Debit Card
Exclusive propositions for start-ups and Import-Export business needs
InstaBIZ app for all your Business Banking needs
*T&Cs.
Roaming Current Account (RCA) Standard
Minimum Monthly Average Balance (MAB) requirement of Rs 10,000*
Free online RTGS and NEFT transactions
Free cheque collection anywhere across the country
InstaBIZ app for all your Business Banking needs
GEM Current Account
Designed specifically for government suppliers, vendors and contractors
No minimum balance requirement
Free cash deposit up to Rs 50 lakh per month
Free NEFT/ RTGS transactions carried out through online modes or at the Branch
Express Bank Guarantee
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Escrow Current
Account -
RERA Current
Account -
Exchange Earners’
Foreign Currency Account
Escrow Current Account
Catering to a wide range of transactions such as property sale-purchase, real estate, mergers & acquisitions, profit sharing etc.
Customised solutions for litigation settlement and wealth settlement
Quick turnaround for implementation of structure requirements and simplified documentation
Quick processing of Escrow Accounts with standardised agreement formats
Solutions for digital execution of the Escrow agreements
Corporate Internet Banking platform for viewing the Escrow Account
RERA Current Account
Designed especially for RERA registered residential/ commercial projects and plot development projects
Zero charges for opening RERA Accounts
Simplified documentation for opening an account
Corporate Internet Banking platform, for viewing the RERA Account
Customised solutions for RERA projects financed by financial institutions
Exchange Earners’ Foreign Currency (EEFC) Account
A non-interest bearing Current Account opened with Authorised Dealer banks
Safeguards foreign currency earnings against exchange rate movements
Retain foreign exchange in the currency you earn and use it for later payments, without conversion
Online conversion of the EEFC balance to your INR Current Account
Can be opened by all categories of foreign exchange earners, such as individuals, companies, proprietorship, partnership, LLP etc. who are residents in India
Available in 24 different Currencies
Digital Banking Solutions
- 01. All-in-one solution for your daily Business Banking needs
- 02. Flexibility of multiple payment modes like Fund Transfer, UPI, Pay to Contact
- 03. Solutions for Import-Export business needs with 24x7 transactions
- 04. Manage all merchant products and services at one place - InstaBIZ Merchant dashboard
- 05. Easy online application with instant sanction for Loans and Overdrafts
- 06. Make timely GST payments
- 01. Manage your everyday Business Banking needs from anywhere
- 02. Use BizPay360 to make bulk payments to vendors, employees and stakeholders
- 03. Integrated banking and accounting solutions for easy auto reconciliation
- 04. Carry out Import-Export transactions 24x7 with Trade Online
- 05. Maker-checker facility
- 06. Auto-fetch challans and make error-free GST payments
Documentation and Charges for Current Account
iPlay videos - Current Account
Business transactions made simple
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Introducing iFinance on ICICI Bank’s Corporate Internet Banking
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Experience UPI on ICICI Bank InstaBIZ app
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Current Account FAQs
What is a Current Account?
A Current Account is a Bank Account for people who run businesses. It is designed for carrying out day-to-day business transactions easily.
The deposit in a Current Account can be withdrawn by the depositor at any time. The depositor is at liberty to operate this account multiple times a day unlike Savings Accounts where only limited transactions are allowed. This account is generally opened by entrepreneurs, firms, companies and traders.
Click here to open an ICICI Bank Current Account in just a few clicks.
What are the differences between a Savings Account and a Current Account?
| Savings Account | Current Account | |
|---|---|---|
| Meaning | Meant for savings purpose | Meant for business purpose |
| Suitable for | People who are salaried employees or have a monthly income | Firms, companies, traders and entrepreneurs who need to access their accounts frequently |
| Transactions allowed | Limited transactions | Multiple transactions |
| Interest earned | 3.5% - 4% per annum (usually) | No interest |
| Minimum Balance | Usually low | Usually high |
| Overdraft facility | Not offered/ allowed | Overdraft facility provided |
How can I open a Current Account with ICICI Bank?
Follow the steps given below to open a Current Account with ICICI Bank:
Open a Current Account online by clicking here.
Open a Current Account by filling the Current Account opening form at any ICICI Bank Branch.
