Best Fuel Credit Card

A Fuel Credit Card is a type of Credit Card designed specifically for fuel purchases. It offers cashback, discounts and reward points on fuel transactions at partner petrol pumps. These Cards help customers save money on their fuel expenses and often come with additional benefits like surcharge waivers.

The ICICI Bank HPCL Coral, HPCL SuperSaver and HPCL SuperSaver Rupay Credit Card offers an array of features for cardholders:

Fuel Rewards: Here are some fuel rewards based on Credit Cards

HPCL Coral - Up to 3.5% savings on fuel purchases at HPCL fuel pumps. This includes 1% fuel surcharge waiver and 2.5% cashback on fuel purchases at HPCL petrol pumps.

HPCL SuperSaver- 5% savings on all fuel purchases at HPCL outlets (cashback of 4% capped at 200 per month & 1% on fuel surcharge)

Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver valid on a maximum expenditure of ₹ 4,000 per transaction at all HPCL fuel pumps, by swiping the HPCL Coral/ SuperSaver Card on ICICI Bank Merchant Services swipe machines.

Renewal Offer: Spend ₹ 50,000 or more on HPCL Coral in the first year to get a renewal membership fee waiver. Spend ₹ 1,00,000 or more on HPCL SuperSaver in the first year to get a renewal membership fee waiver.

Smart EMI and Contactless Payments: Convert significant spending into EMIs and benefit from contactless payment options for faster and more secure transactions.

Reward Point Redemption: You can redeem your Reward Points in multiple ways. Avail them to shop for lifestyle products, mobiles, appliances and more. 

Age Limit: The primary cardholder must be between 21-65 years of age. The add-on cardholder should be at least 18 years old.

Age proof: Birth certificate or Passport

Nationality: The applicant should be an Indian resident.

Proof of Indian nationality: Passport or Aadhaar Card

Income: The applicant should have a stable source of income with a minimum monthly salary of Rs 20,000 (for salaried individuals) or an annual income of Rs 3 lakh as per Income Tax Returns (ITR) (for self-employed).

Proof of income: Salary slips or ITR documents

Credit Score: The applicant should have a good credit score with no credit defaults.

Opting for a Fuel Credit Card can significantly reduce your fuel expenses through cashback and reward points. These Cards often provide surcharge waivers on fuel purchases, enhancing savings. They are ideal for frequent drivers and those looking to manage fuel costs efficiently.

When selecting a suitable Fuel Credit Card, consider factors such as cashback and rewards on fuel purchases, the Card’s annual fee, the network of partner petrol pumps and additional benefits like surcharge waivers. Also, evaluate any caps on rewards and the Card's overall value to your spending habits.

To apply for the Fuel Credit Card follow these simple steps:

1. Check eligibility: Ensure you meet the above age, nationality, income and credit score criteria.

2. Collect documents: Gather the required documents, including proof of age, nationality and income.

3. Online application: Visit the official website of ICICI Bank for Fuel Credit Card application form. Fill in your details and attach the necessary documents.

4. Visit Branch: Alternatively, you can visit any ICICI Bank Branch and request a representative to guide you through the application process.

5. Verification: Your application, including a credit check, will undergo verification.

6. Approval: You will receive your Fuel Credit Card once your application is approved.

ICICI Bank HPCL Super Saver Credit Card is a premier choice, offering cashback and eliminating fuel surcharge. Customers can also redeem Credit Card reward points across categories such as lifestyle products, mobiles, appliances and more.

Absolutely. Using a Credit Card for fuel purchases is a convenient and secure payment method and offers perks such as cashback, reward points or discounts. It also eliminates the need to carry cash, enhancing both financial benefits and transactional security.

With a Fuel Credit Card such as an ICICI Bank HPCL Coral Credit Card, you get the following benefits:

• Earn 2 ICICI Bank reward points for every Rs 100 spent on all retail purchases except fuel
  
• Get 2.5% cashback and enjoy savings with a 1% fuel surcharge waiver on fuel purchases at HPCL petrol pumps
• Avail 25% discount on movie ticket bookings through BookMyShow and INOX up to Rs 100 per transaction.

With an ICICI Bank HPCL Super Saver Credit Card, you get the following benefits:

• Earn 2 ICICI Bank reward points for every Rs 100 spent on all retail purchases except fuel
• Earn 20 ICICI Bank reward points for every Rs 100 spent on mobile bills, electricity bills and departmental store purchases (there is a limit of Rs 400 per month)
• 1 complimentary domestic airport lounge access per quarter
• 24*7 concierge services
• 5% saving on all fuel purchases at HPCL outlets (cashback of 4% capped at Rs 200 per month and 1% on fuel surcharge)
• The cardholder is entitled to a Personal accident cover up to Rs 2 lakh
• 25% discount up to Rs 100 on a minimum purchase of two movie tickets per transaction booked through BookMyShow and INOX. Customers can avail this offer twice a month. 

A fuel surcharge waiver is a benefit offered by Credit Cards where you do not have to pay the extra fee usually levied on fuel transactions. With this waiver, you save money as the surcharge is taken care of, making fuel purchases more affordable and convenient.

The ICICI Bank HPCL Super Saver Credit Card is considered one of the most suitable Fuel Credit Cards, offered by ICICI Bank in India. You can get 4% cashback and 1% surcharge on fuel purchases. It also offers up to 5% in reward points on mobile recharge, electricity bill payment and departmental store purchases.

To select a suitable Fuel Credit Card, compare Cards based on cashback and rewards on fuel purchases, annual fees and fuel surcharge waivers. Look for Cards with wide acceptance at petrol pumps. Cards like ICICI Bank HPCL Super Saver Credit Card, ICICI Bank HPCL Coral Credit Card offer significant fuel savings.

Yes, Fuel Credit Cards can be used for petrol. They are specifically designed to provide benefits on fuel purchases, including petrol. Cards like the ICICI Bank HPCL Credit Card offer cashback, rewards and surcharge waivers on petrol purchase at partner fuel stations.