FIXED DEPOSIT (FD)
Higher Returns, Complete Security.
ICICI Bank offers FD interest rates as high as 7.80% p.a. for Senior Citizens (60 years and above age) and up to 7.25% p.a. for citizens below 60 years of age.
How much amount do you want to invest?
When would you like to receive the interest?
Find the best interest rates and duration
Interest Rate
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1Y 3M 1D
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Interest Rate (w.e.f. from June 27, 2024)
Select Amount
Select Withdrawal Facility
Original Tenure of Deposit | Penal rates for deposit less than ₹5.0 crore |
Less than 1 year | 0.50% |
1 year & above but less than 5 years | 1.00% |
5 years and above | 1.00% |
Features and Benefits of ICICI Bank Fixed Deposit
Create a Fixed Deposit (FD)
in 60 Seconds!- 01. Login to your Account through Internet Banking or iMobile Pay. Go to the FD Form
- 02. Select the investment amount & tenure
- 03. Set your payout plan and you are done.
Need funds immediately?
Get an Overdraft against FD.
Avail an overdraft against your fixed deposit of up to 90% of the principal amount and accrued interest. Take care of your short-term emergency requirements without any worries.
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Eligibility Criteria and Documents Required for FD
Frequently Asked Questions About Fixed Deposit
What is a Fixed Deposit?
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A Fixed Deposit (FD) is an investment product offered by Banks and NBFCs to their customers. An FD promises you guaranteed returns that are calculated basis the interest offered at the time of opening an FD Account. Interest rates may differ depending upon the tenure and the amount you are opting for.
What are the types of FDs offered by ICICI Bank?
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ICICI Bank offers two types of FDs:
Traditional Fixed Deposit:Â Interest amount is credited at regular intervals, i.e., Quarterly or Monthly. Customer can opt for Monthly/Quarterly payout at the time of creating the Fixed Deposit
Cumulative Fixed Deposit:Â Customer will receive a lump sum amount after maturity. The interest accrued is added back to the principal amount at quarterly intervals.
Who can invest in ICICI Bank Fixed Deposits?
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Individuals and entities mentioned below are eligible to apply for a regular Fixed Deposit online:
Residents
Hindu Undivided Families
Sole Proprietorship Firms
Partnership Firms
Limited Companies
Trust Accounts
Non-Resident Indians
Minors with Guardianship.
Also, the Savings Account should be KYC verified.
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