My Money from ICICI Bank will display all the transactions that get shown on your credit card statement on the Internet Banking facility. In case any transactions are missing, it could be that My Money from ICICI Bank is yet to get those transactions in an update.
Yes. It can be inaccurate only when a transaction is counted twice in My Money from ICICI Bank.
This happens when:
For example, suppose you make a Rs.200.00 purchase with your debit card. In case the bank treats the transaction as pending for the first day or so, but decreases your balance by Rs.200.00 immediately, then double-counting could occur.
Because you won't see the actual Rs. 200.00 expense listed here in My Money from ICICI Bank, you might add it under Upcoming Transactions. This means your RealBalance would be artificially lowered by Rs.200.00.
No, you can't import transactions into My Money from ICICI Bank.
The only way to bring transactions into My Money from ICICI Bank is to go to the Accounts page and click Add Account. In most cases, you'll get 90 days of transactions.
It depends on whether ICICI bank makes older transactions available. Here's how to give it a try:
You can also use this feature to try to get more recent transactions in the rare event that they are missing. Just use it for each 90-day range of dates you want.
Yes. You can download transactions to a file. Then you can open that file in Microsoft Excel, for example, where you can create your own charts and graphs.
On the Bank's website, you may see more information about your payees than you see in My Money from ICICI Bank. For example, the end of your payee names may be cut off, or you may see just a generic name for payees like CHEQUE, WITHDRAWAL, DEPOSIT, CLEARED CHEQUE, CASH WITHDRAWAL, or ELECTRONIC PAYMENT, and so on.
If you're seeing this, the only solution is to change each payee name yourself in My Money from ICICI Bank. The reason for this problem is that the information may be available in a format that we don’t support.
We apologise for this inconvenience.
If you're still missing transactions after two days and you've tried the steps above, please contact us.
The How much can I spend calculator on your Home page can save you from overspending before it actually happens! From your balance, we subtract upcoming bills dated before your next salary. If the result is negative, we'll predict an overspend.
For your protection, we are cautious about upcoming income other than your salary. Here are the rules we follow:
You can click either your savings balance amount or Add/Change to see your whole list of upcoming transactions, including a running RealBalance.