Terms and Conditions of ICICI Bank "Upto 100% Cash Back" Offer.
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| |  | For the purposes of these terms and conditions |
| | | "Card" shall mean credit card which has been issued by ICICI Bank and is valid and subsisting during the Program period. |
| | | "Card Holder/s" shall mean such customer to whom a Card has been issued and who is authorized to hold the Card. |
| | | “Cash Back” shall mean the amount credited back to the Card Holder/s account, calculated as a percentage of the transaction amount |
| | arrived at on the basis of the approval/authorization code appearing on the chargeslip generated. |
| | | "Program" shall mean the “ICICI Bank Credit Card Upto 100% Cash Back Offer”. |
| | | "Primary Terms and Conditions" shall mean the terms and conditions applicable to the Card in addition to the Terms and Conditions for |
| | the Program. |
| | | “Void Transaction” shall mean any transaction wherein the transaction has taken place but has been cancelled by the Merchant |
| | Establishment prior to settlement with ICICI Bank. |
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| | | The Program is valid for the Card Holder/s only and shall be valid and subsisting during the Program Period, unless otherwise notified |
| | by ICICI Bank. |
| | | The Cash Back offer ranging between 1% to 100% is valid when the Card Holder/s make/s a single retail purchase of Rs. 2000/- or |
| | above and if the transaction is on an ICICI Bank charge slip, during the Program Period. A “retail purchase” shall mean such purchase which has been made by the Card Holder/s by swiping the Card on an ICICI Bank terminal. |
| | | The percentage of Cash Back that the Card Holder/s shall be entitled to shall vary depending upon the summation of the numbers |
| | forming the approval/authorization code. The amount of Cash Back shall be reflected in the monthly statement succeeding any transaction. The Cash Back slab is generated based on the total of the 6 digits of the authorization / approval code.
The Cash Back table is as follows : |
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| 0 to 5 | 75 |
| 6 to 10 | 20 |
| 11 to 15 | 5 |
| 16 to 20 | 3 |
| 21 to 30 | 1 |
| 31 to 40 | 2 |
| 41 to 45 | 4 |
| 46 to 50 | 50 |
| 51 onwards | 100 |
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| | | The Program is applicable for the Primary Card Holder/s as well as the Add-on Card Holder/s. |
| | | Personal loans availed by the Card Holder/s on the Card, cash withdrawals at ATMs and banks, dial a draft service (demand draft |
| | facility charged to a Credit Card) and balance transfer (applicable to Card), alphanumeric / manual / offline / non six digit approval / authorization codes, non ICICI Bank charge slip transactions, all standing instruction payments, mail order / telephone order transactions and Void Transactions, shall not be eligible for the Program. Bill Pay through ICICI Bank’s Internet Banking channel shall not be eligible for this Program. The Program shall not be eligible for transactions carried out in foreign currency and for any retail purchases done overseas or for international transactions on the internet. Corporate Cards by whatever named called (including without limitation Cards with Corporate liability), Purchase Cards, Fleet Cards and Instruction Cards) issued by ICICI Bank shall not be eligible for participation under the Program. |
| | | Card Holder/s whose account has been classified as Delinquent before or during the currency of the Program, or when the cash back |
| | is to be credited, will not be eligible for the benefits of the Program. |
| | | In case of a cancelled transaction, the applicable Cash Back amount on that transaction would be debited. |
| | | In case the Card Holder's account becomes delinquent at any point within three months after the end of the Program Period, ICICI Bank |
| | reserves the right to reverse the benefits of the Cash Back from the card account of the Card Holder/s. |
| | | The Program is not available for ICICI Bank American Express Credit Card, and internet transactions where a flat Cash Back of 2% is |
| | applicable for single transactions of Rs 2000/- or above. |
| | | Acceptance of Cash Back by the Card Holder/s constitutes permission for ICICI Bank and its Affiliates to use the Card Holder/s name, |
| | photograph, other details which are furnished to ICICI Bank, voice and comments for advertising and promotional purposes in any medium without being liable to pay any additional charges to the Card Holder/s. |
| | | The Card Holder/s shall not be eligible for reward points for transactions that are eligible for the Cash Back. The Program shall |
| | supersede the Reward Points program. |
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| | | The participation in the Program is entirely voluntary and it is understood, that the participation by the Card Holder/s shall be deemed to have been made on a voluntary basis. |
| | | All disputes are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai. |
| | | All communication / notices with regard to this Program should be addressed to "ICICI Bank Ltd., ICICI Bank Phone Banking Group, |
| | P.O.Box No. 20, Banjara Hills, P.O. Hyderabad - 500034 ". |
| | | In all matters relating to the Program, the decision of ICICI Bank shall be final and binding in all respects. |
| | | The terms and conditions governing the Program shall be in addition to and not in substitution / derogation to the Primary Terms and |
| | Conditions governing the Credit Card. All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions. |
| | | ICICI Bank holds out no warranty or makes no representation about the quality, delivery or otherwise of the goods and services |
| | offered by the Merchant Establishments. Any dispute or claim regarding the goods and services must be resolved by the Card Holder/s with the Merchant Establishment directly without any reference to ICICI Bank. |
| | | ICICI Bank shall not be liable in any manner whatsoever for any loss/ damage/ claim that may arise out of use or otherwise of any |
| | goods/ services availed of by the Card Holder/s under the Program. |
| | | ICICI Bank reserves the right to modify/ change all or any of the terms applicable to the Program without assigning any reasons or |
| | without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Program without assigning any reasons or without any prior intimation whatsoever. |
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ICICI Bank reserves the right to disqualify any Merchant Establishment or Card Holder/s from the benefits of the Program if any |
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fraudulent activity is identified as being carried out for the purpose of availing the benefits under the Program or otherwise by use of the Card at an ICICI Bank terminal. |
| | | All taxes, duties, levies or other statutory dues and charges payable in connection with the benefits accruing under the Program shall |
| | be borne solely by the Card Holder/s and ICICI Bank will not be liable in any manner whatsoever for any such taxes, duties, levies or other statutory dues. ICICI Bank shall be entitled to deduct or set off the amounts of taxes, etc., if any, mentioned above from all amounts payable by ICICI Bank to the Card Holder/s and balance amount, if any, of Cash Back will be paid to the Card Holder/s / credited to the account of the Card Holder/s. |
| | | The Program is not available wherever prohibited and / or on merchandise / products / services for which such programs cannot be |
| | offered for any reason whatsoever. |
