ICICI Bank India Home Loans

ICICI Bank offers a wide variety of home loan products tailored to the unique needs of NRIs. Whether you want to buy or build a new home, purchase land or renovate or extend an existing home, ICICI Bank has a loan product just for you.

Why us?

Benefits:

• Facility for Online application for India Home Loans
• Online tracking of the status of your India Home loan application
• Enjoy attractive interest rates on a monthly reducing basis
• Choose from fixed and floating interest rates
• Enjoy part-prepayment facility for zero fees
• Get free personal accident insurance to the extent of loan outstanding
• Enjoy door step service in India till disbursement

Eligibility criteria for a home loan:

• Age:
  

  	You need to be at least 21 years old
  	As a salaried applicant, maximum age limit is 60 years or retirement age (whichever is earlier), at the time of loan maturity
  	As a self-employed applicant, maximum age limit is 65 years or retirement age (whichever is earlier), at the time of loan maturity.

• Residential status:
  

  	As a salaried applicant, you should have been abroad for a minimum period of 1 year
  	As a self-employed applicant, you should have been abroad for a minimum period of 3 years.

• Income:
  

  Salaried			Self employed
  Loan tenure	Up to 5 yrs	6-10 yrs	*11-15 yrs	Up to 10 yrs
  USD (per annum)	30000	42000	42000	42000

* Tenor between 11-15 years, minimum qualification to be Diploma/ Graduate with minimum 3 years of employment abroad or Professional Qualification with 1 year of employment abroad.

For more information, Email Us.