Features

• No more waiting in long queues for you, a senior citizen can now approach the Special Senior Citizen desk at any ICICI Bank branch and get his / her account serviced.
• Earn a higher interest rate on your terms deposits with us.
• Demand Loan / overdraft against deposits will be upto 90% of the deposit.
• The upcountry cheque collection facility for locations with ICICI Bank presence free of charge to the Senior Citizen customers.
• Now, get a specially designed debit card with your new 'Life Plus' Senior citizen account. This ICICI Bank Ncash debit card is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. With a per-day limit of Rs.25,000 each for ATM withdrawals as well as for POS transactions, the Debit Card only adds more comfort and convenience! This is available free of cost to ICICI Bank Senior Citizen customers.
• Free quarterly physical statement.
• Payable-at-par cheque book.
• Free Access to any Bank's ATM* – The next time you want to withdraw cash from your ICICI Bank account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card.
• Free Demand Draft / Pay Order**.
• Money Multiplier Facility .
• Internet Banking is offered free of cost.
• Anywhere Banking - This facility entitles the account holder to one free cash withdrawal or deposit upto a limit of Rs.50,000 across all ICICI Bank branches. Rest of the transactions at normal charges ^#.
• You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
• An average quarterly balance of Rs 5,000 only.
• Nomination facility is available.
• Interest is payable half-yearly.

^* Available free only to Blue, Silver and Gold Privilege Life Plus senior citizen customers. Normal Senior Citizen customers can avail the service free of charge by maintaining a minimum 10,000 Average Quarterly balance in their saving bank account
^** Available free only to Silver and Gold Privilege Life Plus customers
^# Available free to Gold Privilege Life Plus customers

Click here to open an account online.

Minimum Balance

 A minimum average quarterly balance requirement of Rs. 5000 with the account. Non-maintenance of the minimum average quarterly balance attracts a fee of Rs 250 per quarter.

Existing Senior Citizen customers will continue to enjoy the the zero balance facility with Rs. 10,000 FD till 30th September, 2007. From October 1st, 2007, a minimum balance of Rs. 5,000 is required.