Privilege Account, Service Charges and Fees

Service Charges and Fees

Regular Savings Account
Available to All Cities
Eligibility Resident Indian, >18yrs
Minimum average quarterly balance Metro and Urban - Rs.10,000,
Semi-urban and Rural - Rs.5,000
Charges for non maintenance of minimum quarterly average balance Rs.750 per quarter
Cash transactions at base branch (branches in same city) Nil for the first 12 transactions of a quarter;
Thereafter in the quarter, Rs.50 per transaction
Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
ATM Interchange (Transactions at Non ICICI Bank ATMs) Rs.18 per cash withdrawal and balance enquiry - Free.
Issue of DD drawn on ICICI Bank by cheque/transfer Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000
Statement Free Quarterly Statement
Free monthly e-mail statement on request
Debit Card Fees for first Account Holder Rs.99 p.a.
Debit Card Fees for joint Account Holder Rs.99 p.a.
Debit Card Cash withdrawal limit Daily spending/withdrawal limit: 25,000/25,000
Internet Banking Free
Phone Banking Free
Mobile Banking Free
Cheque Books Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves
Charges for Multicity cheque payment Up to Rs 50000 per month: no charges; Above Rs 50000 Rs.3 per thousand rupees on full amount.
Transactions at ICICI Bank ATMs Unlimited Free of Cost
Cheque collection charges from upcountry locations (I-Bank branch) Rs.3 per thousand rupees or part thereof, subject to a minimum of Rs.30 and maximum of Rs.15,000
Cheque collection charges from upcountry locations (Non I-Bank branch) Rs.3.50 per thousand rupees or part thereof, subject to a minimum of Rs.50 and maximum of Rs.15,000, plus other bank’s charges at actuals
Chargeable Transactions if minimum Balance is not maintained
Cash transactions at branch in the event of non-maintenance of QAB Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction
Non-IVR calls to Customer Care in the event of non-maintenance of QAB Rs. 50 per call
Cheque books in the event of non-maintenance of QAB Rs. 5 per cheque leaf for all cheque books issued during the quarter

Note:

  1. Common service charges applicable to all savings account variants except for Wealth Management / ICICI Group Global Private Clients and the ones mentioned above. Click here
  2. Service tax @ 12.36 % (as per Govt rules) W.e.f. 11-May-07 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision.

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