Savings Account FAQs
How
do I approach ICICI Bank to open a Savings Account?
You can approach us
in any of the following ways:
Top
What
is the minimum balance required to be maintained for an ICICI Bank
Savings Account?
The minimum average quarterly balance required to be maintained for a Savings Account is Rs.10,000/- in metro and urban locations and Rs. 5,000/- in semi-urban and rural locations.
Top
At what frequency
will the interest be paid to me?
Interest earned on
your Savings Account balance shall be credited to your account on
a half yearly basis in the months of September and March.
In case of the linked
Money Multiplier Account, the accrued interest on the FD's created will
be paid on maturity or on withdrawal in case of premature withdrawal.
Top
Do
I need an introduction from an existing ICICI Bank account holder?
The Bank needs no introduction
from an existing ICICI Bank account holder if you are submitting
proof of identity and address documents, as prescribed. However
if you do not posses any of the address proof document then an introduction
from an ICICI Bank account holder, having satisfactory relationship
of more than six months, is required.
Top
Whom
can I include as Joint Applicants?
Anyone can be included
as a joint applicant for a Savings Account except a minor (less
than 18 years of age).
Top
How
can I change the nominee(s) for my ICICI Bank Savings Account?
You can change the
nominee(s) by making a declaration to that effect, in the appropriate
form, which is available at any of the ICICI
Bank branches.
Top
Do
I have any facility for Standing Instructions?
Yes, you can set up
standing instructions through your ICICI Bank Savings Account. A
few examples of the same are as below:
- Transfer to a Fixed Deposit.
- Transfer to a Recurring Deposit
- Make recurring payments like LIC
premium, Installments etc.
For more details please
contact your nearest ICICI
Bank branch.
Top
What
is Money Multiplier facility?
A Money Multiplier Account allows you to set a minimum balance (subject to a minimum of Rs 10,000) to be maintained in your Savings Account. You can put in a request for the transfer of the excess of the minimum Savings Bank Account balance to Fixed Deposits in units of Rs 5,000 and for a period of one year or more, as specified by you. So you enjoy a higher effective rate of interest on your deposit.
When you need the money, you can withdraw it by issuing a cheque or through an ATM. The deposit gets broken in multiples of Rs. 5,000 automatically. Thus, you don't lose out on liquidity either! Please click
here for further details.
Top
What
are the different channels through which I can access my ICICI Bank
Savings Account?
You can access your
Savings Account through:
Top
How to update the new address in your Saving Accounts?
You can update your address through any of the following options:
a. Internet Banking:
- Visit www.icicibank.com site
- Log into Internet Banking using your user ID and password
- Click on “Service Requests”
- Click on the option 'Request for change in communication address for Bank Account'
b. Phone Banking:
- Call our 24-hour Customer Care
- Enter your 16-digit ATM/debit card number
- Enter your 4-digit PIN number (personal identification number)
- Select option 3 to update your contact details
- Select 1 to update your communication address.You will be then connected to a Customer Service Officer.
To check the customer care number we request you to click on below mentioned link :
http://www.icicibank.com/pfsuser/customer/cuscarenos.htm
c. Branch:
* Visit any ICICI Bank branch and submit an application. OR
* Send across a duly- signed application to the branch where you opened your account.
If the account is opened less than six months ago:
Please place a request for address change at any ICICI Bank branch along with a proof of your address
Any one of the following documents can be submitted for address change:
- Valid Passport
- Voter's ID
- Driving License
- Bank Statement/Passbook (cancelled cheque mandatory)
Verified copies of
- Electircity bills (Not more than 2 months old)
- Residence Telephone bills (not more than 2 months old)
- Leave and License agreement/Agreement for sales
*Please mention the phone number if any, to be updated alongwith the communication address
You may obtain the Address Change Request form our http://www.icicibank.com/Pfsuser/channels/oct_05_crf1.pdf or from any ICICI website Bank branch or ATM.
Top
How to update PAN number
Visit any of our nearest ICICI Bank branches along with your original PAN card, and submit the following details:
- Photocopy of the PAN card
- Written and signed request letter
Top
How to update mobile number
Resident Customers, to add/update your mobile number, please visit your nearest ICICI Bank branch. NRI customers wanting to know how to register for Mobile Banking, please click here
To know the customer care number please click on the below link
http://www.icicibank.com/pfsuser/customer/cuscarenos.htm
Please Note: We will be unable to assure the receipt of mobile alerts for the below mobile services:
*BSNL
*Tata Indicom
*MTNL
As these service providers do not support the alerts facility.
Top
How to update email address
You can update your e-mail ID through any of the following options:
a. Internet Banking:
- Visit www.icicibank.com site
- Log into Internet Banking using your user ID and passwords.
- Select ' Bank '.
- Select ' Account Statement by e-mail '.
- Update the ' e-mail ID ' column with your new e-mail ID.
- Reconfirm your e-mail ID in the ' Reconfirm ' column.
- Click on ' Submit '.
b. Phone Banking:
- Call our 24-hour Customer Care
- Enter your 16-digit ATM/debit card number
- Enter your 4-digit PIN number (personal identification number)
- Press 9 to speak to our Customer care Executive
To know the customer care number please click on the below link
http://www.icicibank.com/pfsuser/customer/cuscarenos.htm
|
