Your Existing Credit Card

Make out a cheque/draft on a local bank and drop it into one of the collection boxes conveniently placed at our ICICI Bank branches / ATMs / Skypak drop boxes in your neighbourhood. The cheque/draft should be payable to “ICICI Bank Credit Card XXXX XXXX XXXX XXXX”.

An ICICI Bank cheque will take 3 days to clear; a non-ICICI-Bank cheque will take 5 days.

Please drop your cheques/drafts well in advance to avoid any late payment charge and interest charge. You may keep the date of the cheques/drafts as the Statement Due Date.

Please click here to locate the ICICI Bank ATM or Bank branch nearest to you.

Please click here for a list of Skypak drop boxes.

Statement Online is a very simple, powerful and convenient way to view your credit-card statement details instantly without any postal delays. Just sign up for Statement Online and get faster, reliable access to your account statement. Mobile alerts from ICICI Bank provide you with information about your ICICI Bank Credit Card even when you are on the move. You would now no longer miss a payment or exhaust your credit limit without a warning. Currently customers with Internet Banking user-IDs can subscribe to the alerts. To know more, please click here.

With an ICICI Bank Credit Card in your wallet, you will not be strapped for cash ever again. You can withdraw cash on your card, 24 hours a day from any VISA or MasterCard participating member bank ATM using your APIN*. During banking hours you can also draw cash over-the-counter, from any ICICI Bank branch in cities where the ICICI Bank Credit Card has been introduced.

For each cash transaction, there is a fee of 2.5% levied on the amount withdrawn subject to a minimum of Rs.300. In addition to the Transaction fee, an Interest charge will also be levied from the date of transaction to the date of repayment.

This feature will be activated for select logos after 90days of issue of card.

* To generate APIN, please call our 24-hour customer care numbers

To order a draft from the convenience of your home, simply call the ICICI Bank's
24-hour Customer Care or SMS ' DAD' to 5676766 and ask for a draft, payable anywhere in India and favour of any company or individual (you can order a draft up to the available cash limit on your account). The draft will be delivered to your mailing address. For each draft request, a transaction fee of 3% of the amount withdrawn, subject to a minimum of Rs.300, will be levied. In addition to the Transaction fee, an Interest charge will also be levied from the date of transaction to the date of repayment. The amount of the draft will be billed in your monthly Credit Card statement.

EMI-on-call gives you the option to pay back your credit card purchases in easy instalments. Now you can convert any of your credit card purchases of over Rs. 2,000 into EMI-on-call with just a phone call.

You can avail of the EMI-on-call facility instantly without submitting any documents. Simply call our 24-hour Customer Care and put in your request.

Enjoy shopping convenience like never before.

>> Benefits
Ease of repayment
Pay back in 12, 18 or 24 easy instalments.

Lighter on your pocket
You can now easily convert a purchase transaction of any amount above Rs.2,000 into smaller instalments, making it easier to pay back.

To know more about our various EMI products, please click here.

For the Terms and Conditions of the  ICICI Bank EMI-on-Call facility, please click here.

CASH-in is a personal loan on credit card. The loan can be against the credit / cash limit or over and above the credit limit. Not only is CASH-in pre-approved, it can be availed of without submitting any documents. All you need to do is call our
24-hour Customer Care and check your eligibility limit.

You can freely present a maximum of two add-on Cards to your wife, sister, brother, parents or children above 18 years of age. To apply for this add-on Card, referred to as "Bandhan", just call our 24-hour Customer Care and place your request with the executive who answers. A form will be sent to you. Also if you have linked your Credit Card with your Internet Banking user-ID, you can also place your request for an add-on Card online. Please click here to link your card account and transact online.

The only Card that allows you to pre-define your own credit limits. You can request a limit lower than what your are eligible for. You can even preset the monthly spending limits on the "Bandhan" Card. Any transactions over the specified 'Spend Limit' will be declined. This monthly spending limit can be reset every billing cycle by simply calling our 24-hour Customer Care and placing your request with the executive who answers. Your spend limit will be changed on-line and come into force from the following billing cycle.

There may come a time when you feel the need for an increase in your credit limit to enable you to make increased purchases on your Card. To avail of a temporary credit-limit enhancement, all you need to do is to call our 24-hour Customer Care and make your request. The executive who answers will be able to increase the limit on-line.

This facility is available only after 9 months of membership and on the basis of your credit history.

There will be times when you often feel the need for an increase in your credit limit to enable you to make increased purchases on your Card. To avail of a permanent credit-limit enhancement, all you need to do is to call our 24-hour Customer Care and make your request. The executive who answers will note down your request and it will be processed within 3 working days. If you have your mobile number registered with us, you can also SMS CLI to 5676766. This facility is at the sole discretion of the Bank and is subject to change.

Global Emergency Assistance Service
The next time you travel abroad, please remember that you have the option of using the Global Emergency Assistance Services provided by Visa/MasterCard for our cardholders. These can be availed for:

1. Reporting lost/stolen credit cards
2. Requesting an emergency card replacement
3. Emergency cash advance
4. Miscellaneous enquiries.

The toll-free telephone numbers for accessing these emergency assistance Helplines are available in local telephone directories / yellow pages and other local listings in each country. For availing of Visa Global Assistance Services, charges as applicable including telecom costs will be levied to your card account like Lost/Stolen Card reporting, Emergency Card replacement, Emergency Cash Disbursement and Miscellaneous Customer Service Enquiries.

Wide Acceptance
ICICI Bank Blue Cards are welcomed at all merchant establishments displaying the VISA logo (over 1,10,000 establishments) and MasterCard logo (over 77,000) across India and Nepal and the Silver and Gold Cards are accepted globally by over 22 million VISA Card and 22 million MasterCard accepting establishments.