| Interest Free Credit Period
|
18-48 days (applicable only on retail purchases and if previous month's balance outstanding is paid in full)
|
| Finance charges on extended credit |
0.99% (Monthly) 11.88% (Annually) for Easy Deposit Card |
| 1.75% (Monthly), 21% (Annually) for Spouse Card |
| 1.99% (Monthly), 23.88% (Annually) for Home Card |
| 3.15% (Monthly),37.8% (Annually) for Private Banking credit card w.e.f. March 1st 2008 |
| 2.75% (Monthly) 33% (Annually) for ICICI Bank Signature Credit Card |
| 3.15% (monthly),37.8% (Annually) forTitanium, Platinum Premier credit card |
| 3.40% (Monthly) 40.8% (Annually) for all Blue silver & Gold cards, irrespective of the date of transaction |
| 0% (with Annual fee) /1.49%/1.99% (Monthly) for EMI Card. Applicable from the day of transaction. |
| Finance Charges on extended credit and cash Advance:2.75% (Monthly), 33% (Annually) for ICICI Bank Platinum identity Credit Card. |
| 1.99% (Monthly) 23.88% (Annually) for Fixed Deposit Instant Credit Card. |
| Finance charges on cash advances |
1.99%(Monthly), 23.88% (Annually) for Cash Card.
|
| 1.99% (Monthly), 23.88% (Anually) for Fixed Deposit Instant Credit Card . |
| 2.75% (Monthly), 33% (Annually) for ICICI Bank Signature Credit Card. |
| 3.15% (monthly),37.8% (Annually) forTitanium, Platinum credit card. |
| 3.40% (Monthly), 40.8% (Annually) for Blue silver & Gold cards, irrespective of the date of transaction |
| 0% (with Annual fee) /1.49%/1.99% (monthly) for EMI Card (as per applicable Finance Charges on Retail transaction). |
| Cash Advance
- Transaction Fee |
On Easy Deposit Card - Nil for ICICI
Bank ATM withdrawals
|
| Rs. 151 per transaction for Cash Card |
| 2.50% on advanced amount, subject to a minimum of Rs. 300 |
| 2.50 % on advanced amount, subject to mimimum of Rs. 300 for Fixed Deposit Instant Credit Card. |
2.99% on advanced
amount, subject to a minimum of Rs. 299 on EMI
Card |
| Dial-a-Draft – Transaction Fee |
3% of the draft value amount
subject to a minimum of Rs.300
|
| 2.99% on draft value amount, subject to
a minimum of Rs. 299 on EMI Card |
| Minimum Ticket Size ** |
Rs. 1,000 |
| Late
Payment Charge |
30% of minimum amount due, subject to min. of Rs. 400 and max. of Rs. 600 |
| Charges in case of
excess payment over EMI Amt Due (EAD) ** |
Rs. 199 for every payment above the EA |
| Transaction fee ** |
Rs. 149 per transaction on EMI Card |
| Over-Limit
Charge |
2.5% of over limit amount, subject to a
minimum of Rs. 500 |
| Return of Cheque |
Rs. 250 |
| Outstation Cheque processing Fee |
1% of the cheque value, subject to a
minimum of Rs. 100 |
| Duplicate
statement request (beyond 3 Months) |
Rs. 100 |
| Replacement Card |
Rs. 100 |
| Fee on Cash payment at Branches |
Rs. 100 |
| Cheque Pickup Fee |
Rs. 100 per cheque pickup |
| Charge-slip request |
Rs. 100 |
| Railway
Booking Surcharge |
1.80% for Internet transactions and 2.5%
for other bookings |
| Fuel Surcharge |
2.5% or Rs.10 whichever is higher
(Nil on select cards) |
0% at select HPCL pumps on select cards
(maximum of Rs.3,000 per transaction) |
| Services
Charge - Utility Bill Payment |
Classic plan -1 biller Rs 100 |
| Gold plan: 2 or more biller Rs. 175 (w.e.f October 2008) |
| Foreign Currency
Transactions |
3.50% |
| Service Tax |
As may be applicable from time to time,
presently @ 10.30%(Applicable on all fees,
interest and other charges only) |
| Annual Fee** |
For 0% finance rate and EAD of Rs.2,000, the annual fee would be Rs.2,000. For 0% finance rate and EAD of Rs.4,000, the annual fee would be Rs.3,500.
Joining Fee:Rs 25000 + applicable service tax and Rs 2000 annual fee from 2nd year onwards for ICICI Bank Signature Credit Card. Annual fee of Rs.2000 for 1st year and Rs.750 from 2nd year onwards for ICICI Bank Platinum identity Credit Card. Joining Fee of Rs. 500 and Annual fee of Rs 500 from 2nd year onwards for ICICI Bank Fixed Deposit Instant Credit Card. |
