| Platform |
|
ICICI Bank British Airways Classic Credit Card account |
| Card Type |
|
Classic |
| |
|
Annual Fee - Rs 3500 for the 1st year and Rs 3500 from the 2nd year onwards |
| Add On Fee |
|
Nil |
| Card Replacement fee |
|
100 |
| Card Renewal Fee |
|
NA |
| Autodebit |
|
Yes |
| Overlimit fee |
|
5% on over limit amount (subject to a minimum of Rs. 500) |
| Late payment fee |
|
30% of minimum amount outstanding subject to a min of Rs 400 and a max of Rs 600 |
| Duplicate Statement Request Fees(beyond 3) |
|
Rs.100 |
| Dial a draft |
|
3% of the draft value amount,subject to a minimum of Rs. 300 |
| Return cheque payment fee |
|
Rs 250 |
| Outstation cheque payment fee |
|
1% on the cheque value, subject to a minimum of Rs 100 |
| Balance Enquiry |
|
NIL |
| Cash Deposit Charges |
|
Rs 100 |
| Cash Withdrawal Charges |
|
2.5% on advanced amount, subject to a minimum of Rs. 300 |
| BT% |
|
Dynamic. As per the ongoing interest rate |
| Cash Interest |
|
3.15% per month |
| Retail Interest |
|
3.15% per month |
| Retail - EMI principal |
|
3.15% per month |
| Chargeslip Retrieval |
|
Rs 100 |
| Fuel Surcharge Waiver |
|
Yes (across all pumps in India) |
| Reward points |
|
NA ( Spends would directly get converted into airmiles ) |
| Cash Limit (% of Credit Limit) |
|
20% |
| Min Amount Due (MAD) |
|
5% of Total Amount Due |
| Credit Free Period |
|
18 - 48 Days |
| Minimum credit limit |
|
Rs. 1,00,000 |
| Maximum credit limit |
|
As per Policy/Credit |
