Money Manager : The Money Manager service provided by ICICI Bank is a value added service and is for information purposes only . The User acknowledges and agrees that Money Manager only aggregates / consolidates the financial information, as provided by the User, with regard to the various relationships maintained by the User with ICICI Bank through the Account for reference purposes only. The User shall not be able to carry out any financial transactions using Money Manager service . On using Money Manager for the first time, the User shall be able to view the aggregated information with regard to the various relationships maintained by the User with ICICI Bank based on the financial information available with ICICI Bank for the last 90 days. Subsequently the aggregated information will take into account the additional information including the information of aforesaid 90 days but excluding the information prior to the said period of 90 days. The information is aggregated once in every 24-hour period and hence the aggregate information shall be updated only to that extent. Money Manager only represents to the User goal setting, expense budgeting or such other facility as shall be provided from time to time at the discretion of ICICI Bank.
Money Manager provides the consolidated financial status of the User based on the information aggregated from the various financial relationships maintained by the User with ICICI Bank through Internet banking. The User acknowledges that the consolidated financial status computed by Money Manager is on as results are promised or assured by ICICI Bank nor is the result based on any universal formula. ICICI Bank does not warrant, guarantee or make any representations and the User of the information shall assumes the entire risk as to the suitability, use, results of use or inability to use the information in terms of timeliness, truthfulness, sequence, completeness, accuracy, reliability, correctness, performance or otherwise. ICICI Bank does not warrant that the information will be uninterrupted or free of any error, omission, defect, shortcoming or limitation of any nature. The User waives any claim, issues or complaints against ICICI Bank arising as a result of reliance upon the information provided through Money Manager. ICICI Bank disclaims all or any warranties express or implied or statutory including, without limitation any implied warranties arising from the trade, usage, course of dealing, or performance or any implied warranties of merchantability and/or fitness for a particular purpose with respect to the information. The use of any information set out through Money Manager is entirely at the recipient's own risk. ICICI does not accept any responsibility for any errors whether caused by negligence or otherwise or for any loss or damage incurred by anyone in reliance on anything set out herein.
The User can also compute the tax liability using the tax calculator feature of Money Manager which is based on the prevalent applicable laws, rules & regulations as shall be applicable from time-to-time. The tax calculator is merely indicative and for general understanding and reference purpose only. The User need to verify all the facts, law and contents with the text of the prevailing statutes and seek appropriate professional advice before acting on the basis of any information contained herein as the taxation implications may vary depending upon the facts in each case, accounting standards, interpretation by tax authorities and the tax laws are subject to change from time to time. ICICI Bank expressly disclaims any liability to any person, in respect of any act or omission by any such person by placing reliance upon the tax calculator. The Money Manager service does not / is not intended to constitute advise of tax/ legal/ accounting/ financial/ other professionals and is just an indicative tool and not a definitive statement on tax liability of the User. Recipients of the information contained herein should exercise due care and caution prior to taking of any decision, acting or omitting to act, on the basis of the tax calculator / other services provided through Money Manager.
Amongst other financial information consolidated, the User shall also have access to details in his/her demat account maintained with ICICI Bank in capacity of ICICI Bank being depository participant . Please note that market prices of the dematerialised securities held by the User are received from the National Stock Exchange (NSE) and ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness or correct sequence of any content presented by NSE.
Even though ICICI Bank shall on a best effort basis keep updating the market prices of securities held by the User, the prices displayed may not be as per last updation done by NSE . In the event the markets are closed, prices displayed shall be the previous trading session's closing prices. 1Every day when the User logs in to find the market prices of securities held by him/her, the previous days prices shall reflect and therefore the same would be required to be refreshed. The information is subject to change, updation, revision, verification and amendment without notice and such information may change materially.
NA indicates that market price is not available for the given script from the stock exchange concerned.
The User can also view details of his ICICI Bank's loan/facility account through Money Manager. This feature shows a User his loan amount / facility amount outstanding. The loan/facility amount outstanding represents only the principal amount outstanding on the loan/facility and does not include applicable interest and/or other applicable rates / charges.The information contained / data generated herein may be subject to change, updation, revision, verification and amendment without notice and such information/data generated may change materially.
Additionally in order to give the User the benefit of viewing his net worth, a couple of assets and liability options have been added as a feature to the Money Manager service. The User can choose from the options and fill in the amount which shall be incorporated in the total calculation of the net worth. The net worth would be a reflection of data fed by the User and ICICI Bank does not undertake any liability or responsibility for the details, accuracy, completeness or correct sequence of any content presented Such information and the resultant data is provided only for User's convenience and information purposes. ICICI Bank does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advise of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. ICICI Bank shall not be liable for any loss arising from the use of this service. The information and/ or intellectual property contained is strictly confidential, meant solely for the selected recipient, and may not be altered in any way, nor transmitted copied or distributed in part or in whole to any other person or to the media, or reproduced in any form without prior written consent of ICICI Bank or the relevant owner of the intellectual property as the case may be. "ICICI Bank" and "I-man" logos are the trademark and property of ICICI Bank Limited.
Money Manager does not support overdraft facility extended on Savings Bank accounts.
In order to provide account related information to User subscribed to the Money Manager service, they shall be registered for sms/email alerts on their registered mobile/ email IDs as part of the subscription process. The User may choose to opt out of these alerts by unsubscribing to the alert service, by visiting the website. The alerts service is in the form of value added services & is not chargeable. Unsubscribing from this alert service shall have no impact on the subscription to Money Manager service.
No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the Money Manager services against ICICI Bank. Neither ICICI Bank nor any of its agents or licensors or group companies shall be liable to User for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.
ICICI Bank reserves the right to charge and recover from the User, service charge for providing Money Manager service. The User hereby authorises ICICI Bank to recover the service charge by debiting one of the Accounts of the User or by sending a bill to the User who will be liable to make the payment within the specified period. Failure to do so shall result in recovery of the service charge by ICICI Bank in a manner as ICICI Bank may deem fit along with such interest, if any, and/or suspension of the facility of Money Manager without any liability to ICICI Bank.
No reliance may be placed for any purpose whatsoever on the information aggregated through Money Manager or on its completeness. The information set out herein may be subject to updating, completion, revision, verification and amendment and such information may change materially.
ICICI Bank currently avails and may in future at its sole discretion avail of services from various service providers, in relation to providing the Money Manager services to the User. You agree that the Money Manager services are being provided to you by ICICI Bank subject to these terms and conditions and are in addition to Internet banking terms and conditions and any other additional terms as may be specified by ICICI Bank from time to time and that pursuant thereto you shall not make any claim on such service providers with respect to your access or use of the Money Manager services.
"ICICI Bank may, at its sole discretion, utilize the services of external service provider/s or agent/s and on such terms as required or necessary, in relation to its products/services."
"Alliance Partner" shall mean Rocket e Services Pvt Ltd herein after referred by as Jabong who has entered into an alliance agreement with ICICI Bank for purpose of providing the Offer.
- "ICICI Bank Customer" shall mean and include a savings account holder of ICICI Bank (excluding NRE and/or NRO saving account) of ICICI Bank.
- "Money Manage Service" refers to personal finance management tool given to ICICI Bank Customers availing ICICI Bank Net Banking Service(s) on Internet Banking on a subscription based model.
- Offer Period shall mean the period commencing from February 01, 2013 to June 30, 2013, both days inclusive.
- "ICICI Bank Net Banking Service(s)" shall mean internet banking services of ICICI Bank offered to ICICI Bank Net Banking User.
- "Offer" shall mean discount voucher worth Rs 750 provided by the Alliance Partner on subscription to Money Manager Service through ICICI Bank Net Banking Services, during the Offer Period on the Website
- "Primary Terms and Conditions" shall mean the terms and conditions applicable to e ICICI Bank's internet banking facility/service .
- "Products/Services" shall mean the goods/benefits/facilities offered by the Alliance Partner.
- "Website" shall mean the following website of the Alliance Partner - www.jabong.com
- "Void Transaction" shall mean any transaction wherein the transaction has taken place but has been cancelled /rejected /unsuccessful by the Alliance Partner.
All capitalized terms used but not defined herein shall have the respective meanings prescribed to them in the Primary Terms and Conditions. These terms ("Terms") shall be in addition to and not in derogation of the Primary Terms and Conditions. To the extent of any inconsistency between these Terms and Primary Terms and Conditions, these Terms shall prevail.
In order to avail the Offer, ICICI Bank Net banking Customers should subscribe the Money Manager Service and should have paid annual fees of Rs 300+Service Tax from their linked ICICI Bank savings account post completion of 1 month free trial period.
On successful transaction as mentioned above, the ICICI Bank Net Banking User shall receive the following:
- Rs.250 discount voucher/coupon on shopping of Rs.1000 and above
- Rs.500 discount voucher/coupon on shopping of Rs.2000 and above
The discount vouchers shall be provided directly by ICICI Bank, via email in ICICI Bank Net Banking Users secured mailbox within 45days from the date of transaction.
The voucher shall be redeemable on purchases made by the ICICI Net Banking User on the Website.
- Participation in the Offer by the ICICI Bank Net Banking User/s is on a voluntary basis.
- The ICICI Bank Net Banking User/s may avail the Offer during the Offer Period.
- This Offer cannot be clubbed with any other Offer that may be made available to the ICICI Bank Net Banking User/s by the Alliance Partner.
- The Offer is non-transferable, non-binding and non-encashable.
- The Offer is not valid for Void Transactions.
III : TERMS PRESCRIBED BY THE ALLIANCE PARTNER
This offer is brought to you solely by the alliance partner. ICICI Bank is only communicating this offer on behalf of the Alliance partner.
Discounts will be applied to the total merchandise value including VAT and applicable taxes.
Discount can be redeemed only during its validity period upto 31 August, 2013.
In order to avail of the discount the customer must apply the coupon code as communicated by ICICI Bank prior to checkout at Jabong.com. Jabong will not be liable for the failure of the customer to apply the coupon code.
The discount offer cannot be combined with any other ongoing offers, discounts or promotions on Jabong.com
Discount is valid for one transaction per customer.
The codes are valid on Men Shoes, Women Shoes, Apparels, Jewelery, and Sun glasses. Not valid on On-sale items.
All orders are subject to stock availability at the time of order.
ICICI Bank and Jabong shall not be liable for any loss or damage that may be suffered, or for any personal injury that may be suffered as a result of the offer
Jabong and ICICI Bank reserve the right to jointly change/modify/add/delete any of the terms and conditions of the offer
By placing an order, the customer accepts all terms and conditions specified on Jabong.com
In case of any query pertaining to use of coupon and/or credit note or regarding the schemes, please email customer care at firstname.lastname@example.org or call @ 1800 258 5555.
IV. GENERAL TERMS
ICICI Bank does not guarantee and make any representation about the usefulness, worthiness and/or character of the discount / benefit or of the Products/Services under the Offer provided by the Alliance Partner.
Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the ICICI Bank Customer/s due to provision of the Offer, shall be to the sole account of the ICICI Bank Customer/s. Tax deducted at source, if any, on the monetary value of the Offer shall be payable by the ICICI Bank Customer/s.
All issues / queries / complaints / grievances relating to the Offer, if any, shall be addressed to Alliance Partner directly at the below email-is without any reference to ICICI Bank. The same shall be addressed by Alliance Partner, only up to a period of 7 days after the date of transaction/purchase: email@example.com
The existence of a dispute, if any, regarding the Offer shall not constitute a claim against ICICI Bank and shall be addressed directly by the Alliance Partner.
All communication / notices with regard to this Offer should be addressed Jabong Alliances Team address : 103 Udyog Vihar, Phase 1, Gurgaon, Haryana - 122016
The Offer is not available wherever prohibited and / or on products / services for which such offers cannot be made available for any reason whatsoever.
ICICI Bank/Alliance Partner reserve the right to modify/ change all or any of the terms applicable to the Offer without assigning any reasons or without any prior intimation whatsoever. ICICI Bank also reserves the right to discontinue the Offer without assigning any reasons or without any prior intimation whatsoever.
If the ICICI Bank Customer ceases to be a ICICI Bank Customer at any time during the currency of the Offer Period, all the benefits under the Offer shall lapse and shall not be available to the ICICI Bank Net Banking User.