Features and Benefits: Single Access

As a valued ICICI Bank customer, you probably have multiple accounts with us; a Credit Card, a Home Loan, a Savings or Current Account and more. This tool enables you to track your money across multiple types of ICICI Bank Accounts in one place.

It’s quite simple. Just add your information for each account to set up your Money Manager Account. This is a onetime activity that will only take a few minutes. The Money Manager tool then gathers your data and updates it daily.

Now, you can also upload the account statements of your other bank accounts in the specified format of an excel and get an overall picture of your financial status.

Features and Benefits: Categorise Spends

The Money Manager tool downloads and categorises your balances and transactions automatically on a daily basis. You are then presented with graphs that give you an immediate view of your spending, income, balances and net worth. This categorised view helps you manage your accounts effectively.

You spends can be categorised automatically into a predefined list of over 80 categories. You can also add and edit categories. As time goes on, you will have fewer adjustmentsto make with this innovative tool.

Features and Benefits: Enter Cash Spends

With the Money Manager you can manually add and categorise cash spends. Tracking ATM cash withdrawals is not sufficient to understand your spending patterns. With detailed and specific categories to use, you will always know where your cash has gone.

The My Wallet account will allow you to track your cash expenses. Each expense transaction you add decreases the Cash category and increases the category you choose. You'll see the change immediately. Note: You must add an ICICI Bank Account to the Money Manager before the Cash Tracking feature (My Wallet Account) becomes available.

Features and Benefits: View Spend Patterns

Make smarter financial decisions by tracking your expenses over time. You can view graphs and charts across all your accounts that will provide an insightful view into your spending habits. You’ll automatically realize if you need to cut down on eating out, entertainment or any other expense.

Features and Benefits: Set & Track Budgets

See the impact of today’s spending decisions on you bank balance at the end of the month, or the year. Learn your spending habits and see your account trends to set achievable goals. You will immediately know what steps you can take today, to save more tomorrow.

Features and Benefits: Get Reminders & Alerts

Track your budgets, payments and dues and set email and SMS alerts when you are nearing a due date, or overshooting a budget. The Money Manager can let you know when your Savings Account balance falls below a predetermined amount. This useful feature will ensure you never have to pay another late fee again. For example, in the case of your electricity bill payment, you can receive a reminder before the bill due date.

Features and Benefits: Tax Planning

Knowing what taxes you owe beforehand can help you know your liabilities for a tax assessment period. The Money Manager Tax Planner will calculate your taxable income from your gross salary, investments, and deductions. Based on your taxable income, age and gender, the Money Manager calculates the income tax you have to pay. Your total taxable income is calculated and the latest Income Tax rates applicable to you are applied. Educational cess as per the Income Tax rules is then added to obtain the total tax payable. Now you can plan ahead of time and receive the benefits you are entitled to.

Cash Wallet

The facility allows you to track your day to day cash transactions as and when you do it. All you have to do is, send an sms from your mobile phone with details of your cash transactions. The transactions are added to My Wallet page in Money Manager with the rest of your cash amounts. The transaction date is recorded as the day you sent the SMS.

 

To enter a cash transaction in Money Manager using SMS:

 

SMS CASH to +919243717780.

Include the details of your cash transaction in the following format: CASH <cash amount> <description>

For example: CASH 1000 petrol

 

Investments

Your Investments are basically taken from the Demat holdings and Fixed Deposits of ICICI Bank account. They are updated on a daily basis. You get a graphical representation of your entire investment.