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IMPS

Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. This service is available 24x7, throughout the year including Sundays and any bank holiday. Below is the list of participating banks.

 

IMPS Funds Transfer facility is available through iMobile, SMS Banking and Internet Banking. You will need a 7 digit MMID* (Mobile Money Identifier) number to transfer funds via IMPS. Click here to view the charges.

iMobile


Generate MMID

Go to iMobile on your mobile phone >> Select Bank Account >> Select Desired Account >> Select Insta FT(IMPS) >> Select Generate MMID >> Your 7-digit MMID will be displayed.

Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about the relevant status.

 

Transfer Money using Mobile Number & MMID

  • Go to iMobile on your mobile phone and Select Bank Account Menu
  • Select Desired Account for IMPS Funds Transfer
  • Select IMPS Payments
  • Select IMPS-Mobile Number
  • Enter Beneficiary's 10 digit mobile number and 7 digit MMID^ number followed by the amount you wish to transfer and Remarks
  • Confirm entered details
  • To authenticate, enter the required 3 grid values (eg: I=24,K=54,M=43), of the 16 grid values present at the back of your ICICI Bank Debit Card
  • Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about relevant status

 

Transfer Money using Account Number & IFSC

  • Go to iMobile on your mobile phone and Select Bank Account Menu
  • Select Desired Account for IMPS Funds Transfer
  • Select IMPS Payments
  • Select IMPS-Account Number
  • Enter Beneficiary's Account Number and 11 digit IFSC followed by the amount you wish to transfer and Remarks
  • Confirm entered details
  • To authenticate, enter the required 3 grid values (eg: I=24,K=54,M=43), of the 16 grid values present at the back of your ICICI Bank Debit Card
  • Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about relevant status 

 

Receive Money

To receive money to your account via instant money transfer you will need to share your mobile number and MMID with the payer.

 

Get IMPS Now

The IMPS service is currently available through ICICI Bank iMobile Application.

A.  New iMobile Users click here
B.  Existing iMobile Users:
Go to iMobile on your phone >> Select Bank Account Menu >> Select Desired Account >>Select Options menu >> Select "Upgrade Services" >> In Bank Services Menu list - last menu will be Insta FT (IMPS)


Search for a particular transaction

  • Login to iMobile and select Bank Account
  • Select IMPS from the menu
  • Click on History
  • Select by date and amount
  • Transaction details will be generated

Search for last five transactions

  • Login to iMobile and select Bank Account
  • Select IMPS from the menu
  • Click on History
  • Select by date and amount
  • Transaction details will be generated

SMS


Generate MMID

sms MMID [space] last 4 digits of your account number to 9222208888 >> You will receive an sms carrying your 7-digit MMID for this bank account, e.g., 9229134. You can similarly generate MMIDs for all other accounts that you may have with us.

Internet


Generate MMID

Login to ICICI Bank.com >> Click on Generate / Retrieve MMID on your left hand side menu bar >> select the account for which MMID needs to be generated >> click on Generate / Retrieve MMID

 

Transfer Money using Mobile Number & MMID

  • Login to icicibank.com
  • Click on Funds Transfer option on the left hand menu bar
  • Select IMPS Fund Transfer using Mobile Number and MMID
  • Select the account from which you wish to transfer funds
  • Enter Payee Mobile number, Payee MMID and transaction amount
  • Verify your details by entering your Internet Banking transaction passwords
  • Enter Your ATM/Debit Card Grid
  • Your transaction gets completed & your payment confirmation number will be displayed on screen
  • You will also receive an SMS informing you about the relevant status 

Transfer Money using Account Number & IFSC

  • Login to icicibank.com
  • Click on Funds Transfer option on the left hand menu bar
  • Select Non ICICI Bank Account using NEFT/RTGS/IMPS-IFSC
  • Select IMPS(24*7) radio button and click on continue
  • Select Payee from List of registered Payees
  • Select Make a payment option
  • Select the account from which you wish to transfer funds
  • Enter details like Transaction amount, Transaction remarks
  • Verify your details by entering your Internet Banking transaction passwords
  • Enter Your ATM/Debit Card Grid
  • Your transaction gets completed & your payment confirmation number will be displayed on screen
  • You will also receive an SMS informing you about the relevant status

Receive Money

To receive money to your account via instant money transfer you will need to share your mobile number and MMID with the payer.

 

Search for a particular transaction

  • Login to ICICIBank.com
  • Click on Funds Transfer option
  • Click on Payment History
  • In transaction type select Other account using IMPS(24*7)
  • Select your ICICI Bank Account and click Go
  • Transaction details will be generated

Search for last five transactions

  • Login to ICICIBank.com
  • Click on Funds Transfer option
  • Click on Payment History
  • In transaction type select Other account using IMPS(24*7)
  • Select your ICICI Bank Account and click Go
  • Transaction details will be generated

Participating Banks

This IMPS service is currently available for Funds Transfer between ICICI Bank and the following Banks


Allahabad Bank IDBI Bank State Bank of India
Andhra Bank Indian Bank State Bank of Mysore
Axis Bank Indian Overseas Bank State Bank of Patiala
Bank of Baroda IndusInd Bank State Bank of Travancore
Bank of Maharashtra ING Vysya Bank Syndicate Bank
Bank of India Jammu & Kashmir Bank Tamilnad Mercantile Bank
BNP Paribas Janata Sahakari Bank, Pune The A P Mahesh Co-op. Urban Bank Ltd
Bassein Catholic Co-op Bank Karnataka Bank The Greater Bombay Co-operative Bank LTD
Canara Bank Karur Vysya Bank The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India)
Catholic Syrian Bank Kotak Mahindra Bank The Thane Janata Sahakari Bank Ltd
Central Bank of India Lakshmi Vilas Bank UCO Bank (UCO)
Citibank Oriental Bank of Commerce Union Bank of India
Corporation Bank Punjab and Maharashtra Co-operative Bank United Bank of India
Dena Bank Punjab National Bank Vijaya Bank
Development Credit Bank Saraswat Bank Yes Bank
Dhanlaxmi Bank South Indian Bank  
Dombivli Nagari Sahakari Bank Ltd (DNSB) Standard Chartered Bank  
Federal Bank State Bank of Bikaner and Jaipur  
HDFC Bank State Bank of Hyderabad  

The following is the list of participating banks on IMPS payments using IFSC


Andhra Bank HSBC South Indian Bank
Axis Bank ICICI Bank State Bank of Bikaner & Jaipur
Bank of Baroda IDBI Bank State Bank of Hyderabad
Bank of India Indian Bank State Bank of India
Bassein Catholic Co-operative Bank Indusind Bank State Bank of Mysore
BNP Paribas ING Vysya Bank State Bank of Patiala
Canara Bank Jammu & Kashmir Bank State Bank of Travancore
Central Bank of India Janata Sahakari Bank Syndicate Bank
Citi Bank Karur Vysya Bank Tamilnad Mercantile Bank
Corporation Bank Kotak Mahindra Bank Thane Janata Sahakari Bank
Cosmos Co-operative Bank Mehsana Urban Co-op Bank The A P Mahesh Urban Co-operative Urban Bank
DBS Bank Nainital Bank UCO Bank
Dena Bank NKGSB Bank Union Bank of India
Development Credit Bank Oriental Bank of Commerce United Bank of India
Dombivli Nagari Sahkari Bank Punjab & Maharashtra Co-op Bank Vijaya Bank
Federal Bank Punjab National Bank Yes Bank
Greater Bombay Bank Ratnakar Bank  
HDFC Bank Saraswat Bank  

*Mobile Money Identifier (MMID) is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. You will have different MMIDs for different accounts and all these could be linked to a single registered mobile number.