IMPS

IMPS - Interbank Mobile Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. IMPS service from ICICI Bank helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone / Internet Banking. This service is available 24x7, throughout the year including Sundays and any bank holiday. Below is the list of participating banks.

IMPS Funds Transfer facility is available through iMobile, *525#, SMS Banking and Internet Banking. You will need a 7 digit MMID* (Mobile Money Identifier) number to transfer funds via IMPS. Click here to view the charges.

To know how to generate your MMID or transfer/receive money, please select your channel of preference:

iMobile *525# SMS Internet


Generate MMID
Go to iMobile on your mobile phone >> Select Bank Account >> Select Desired Account >> Select Insta FT(IMPS) >> Select Generate MMID >> Your 7-digit MMID will be displayed.

Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about the relevant status.
Transfer Money
Go to iMobile on your mobile phone and Select Bank Account Menu
Select Desired Account for IMPS Funds Transfer
Select Transfer Funds option under Insta FT (IMPS)
Enter beneficiary's 10 digit mobile number and 7 digit MMID^ number followed by the amount you wish to transfer
Confirm entered details
To authenticate, enter the required 3 grid values (eg: I=24,K=54,M=43), of the 16 grid values present at the back of your ICICI Bank Debit Card
Once your details are authenticated, the money is transferred instantly from your account. You will also receive an SMS informing you about relevant status


Receive Money
To receive money to your account via instant money transfer you will need to share your mobile number and MMID with the payer.
Get IMPS Now
The IMPS service is currently available through ICICI Bank iMobile Application.
A. New iMobile Users click here
B. Existing iMobile Users:
Go to iMobile on your phone >> Select Bank Account Menu >> Select Desired Account >>Select Options menu >> Select "Upgrade Services" >> In Bank Services Menu list - last menu will be Insta FT (IMPS)

Search for a particular transaction
Login to iMobile and select Bank Account
Select IMPS from the menu
Click on History
Select by date and amount
Transaction details will be generated

Search for last five transactions
Login to iMobile and select Bank Account
Select IMPS from the menu
Click on History
Select by date and amount
Transaction details will be generated



Participating Banks

This IMPS service is currently available for Funds Transfer between ICICI Bank and the following Banks:

Allahabad Bank IDBI Bank State Bank of India
Andhra Bank Indian Bank State Bank of Mysore
Axis Bank Indian Overseas Bank State Bank of Patiala
Bank of Baroda IndusInd Bank State Bank of Travancore
Bank of Maharashtra ING Vysya Bank Syndicate Bank
Bank of India Jammu & Kashmir Bank Tamilnad Mercantile Bank
BNP Paribas Janata Sahakari Bank, Pune The A P Mahesh Co-op. Urban Bank Ltd
Bassein Catholic Co-op Bank Karnataka Bank The Greater Bombay Co-operative Bank LTD
Canara Bank Karur Vysya Bank The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India)
Catholic Syrian Bank Kotak Mahindra Bank The Thane Janata Sahakari Bank Ltd
Central Bank of India Lakshmi Vilas Bank UCO Bank (UCO)
Citibank Oriental Bank of Commerce Union Bank of India
Corporation Bank Punjab and Maharashtra Co-operative Bank United Bank of India
Dena Bank Punjab National Bank Vijaya Bank
Development Credit Bank Saraswat Bank Yes Bank
Dhanlaxmi Bank South Indian Bank  
Dombivli Nagari Sahakari Bank Ltd (DNSB) Standard Chartered Bank  
Federal Bank State Bank of Bikaner and Jaipur  
HDFC Bank State Bank of Hyderabad  


The following is the list of participating banks on IMPS payments using IFSC.

Andhra Bank Greater Bombay Bank Saraswat Bank
Bank of Baroda ICICI Bank State Bank of Hyderabad
Bassein Catholic Co-operative Bank IDBI Bank State Bank of India
BNP Paribas Indian Bank Tamilnad Mercantile Bank
Canara Bank Jammu & Kashmir Bank Thane Janata Sahakari Bank
Corporation Bank Janata Sahakari Bank The A P Mahesh Urban Co-operative Urban Bank
Cosmos Co-operative Bank Karur Vysya Bank Union Bank of India
Dombivli Nagari Sahkari Bank Mehsana Urban Co-op Bank United Bank of India
Federal Bank Punjab & Maharashtra Co-op Bank Yes Bank

*Mobile Money Identifier (MMID) is a 7 digit code issued by a participating bank to their Mobile Banking registered customers for availing IMPS service as a beneficiary. You will have different MMIDs for different accounts and all these could be linked to a single registered mobile number