Eligibility

Demat Shares

	Only Individuals can apply. [Hindu Undivided Families (HUFs), Companies, Partnerships, Sole Proprietors are specifically excluded.]
	Loans are granted only against the list of approved scripts, as determined by ICICI Bank.

Mutual Fund Units

	For Equity oriented funds – Only Individuals can apply. [Hindu Undivided Families (HUFs), Companies, Partnerships, Sole Proprietors are specifically excluded.]
	For Debt Funds/FMP/ETF – Individuals, Hindu Undivided Families (HUFs), Companies, Partnerships and Sole Proprietors can apply.
	Loans are granted only against the list of approved Mutual Funds/ schemes, as determined by ICICI Bank.

Life Insurance Policies

	For ULIP policies, only resident Individuals can apply.
	For all other insurance policies, Individuals, Companies, Partnerships, Sole proprietorships, Hindu Undivided families (HUFs) can apply.
	Loans are granted only against the list of approved insurance policies, as determined by ICICI Bank.

GOI Bonds

Individuals and Hindu Undivided Families (HUFs) can apply.

NSC/KVP

Individuals, Hindu Undivided Families (HUFs), Companies and Partnerships can apply.

For all of the above

	The applicant should be between 18 and 75 years of age.
	The applicant should be a subscriber to a telephone (landline) either at residence or office.