| Charges |
Home Loans |
| Loan Processing Charges / Renewal Charges |
0.5% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher + applicable Service Tax & Surcharge |
|
NIL - 2% + applicable Service Tax & Surcharge on full prepayment |
|
Home Loans : 2% per month
Home OD : 1.5% of the outstanding amount subject to minimum of Rs. 500/- & Maximum of Rs.5000/- |
| Charges for changing from fixed to floating rates of interest |
|
1.75% on principal oustanding |
| Charges for changing from floating to fixed rates of interest |
|
1.75% on principal oustanding |
|
Rs. 500/- |
| Document Retrieval Charges |
|
Rs. 500/- |
| Cheque bounce charges |
Rs. 200/- |
| Amortisation Schedule |
Rs.100 per schedule (Inclusive of S.T.)* |
| Statement of Account |
Rs.100 per statement (Inclusive of S.T.)* |
| Foreclosure Statement |
Rs.100 per statement (Inclusive of S.T.)* |
| Duplicate No Objection Certificate / No Due Certificate |
Rs.100 (Inclusive of S.T.) |
| Revalidation of No Objection Certificate |
Rs.100 per NOC (Inclusive of S.T.)* |
| Provisional Income Tax Certificate |
Nil |
| Final Income Tax Certficate |
Nil |
| Interest Certificate |
NA |
| Change of Address |
Nil |
| Agreement Copy |
Nil |
| No Objection Certificate / No Due Certificate |
Nil |