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Schedule of Charges
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Interest is charged only on the amount drawn and for the period for which it is utilised.
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Interest is calculated on a daily basis, and is payable in each month and will be included in the Amount Due.
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Interest rate may be decided by ICICI Bank from time to time (the “Applicable Rate”).
| Description of Charges |
FlexiCash |
| Pre-payment Charges |
Nil |
| Solvency Certificate |
N.A. |
| Charges for changing from fixed to floating rate of interest |
N.A. |
| Charges for changing from floating to fixed rate of interest |
N.A. |
| Renewal Fee |
Rs. 500/- to Rs. 1500/- |
| Further interest on overdrawn amount |
2% p.a. over and above Applicable Rate. |
| Late Payment Fee |
Rs. 500/- |
| Cheque Representation Charges |
Nil |
| Charges per Cheque return |
Rs. 250/- |
Note: Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges.
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