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Schedule of Charges
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Interest is charged only on the amount drawn and for the period for which it is utilised.
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Interest is calculated on a daily basis, and is payable in each month and will be included in the Amount Due.
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Interest rate may be decided by ICICI Bank from time to time (the “Applicable Rate”).
Processing fees slab:
| Credit Limit Slab |
PF |
| From |
To |
Credit Limit |
| 0 |
50000 |
|
| 50001 |
100000 |
1000 |
| 100001 |
150000 |
1500 |
| 150001 |
200000 |
2000 |
| 200001 |
300000 |
3000 |
Renewal fees slab:
| Credit Limit Slab |
Renewal |
| From |
To |
Credit Limit |
| 0 |
50000 |
|
| 50001 |
100000 |
1000 |
| 100001 |
300000 |
1500 |
| Description of Charges |
FlexiCash |
Processing FeeTo be debited at the end of month in which applicant makes first utilisation. |
As per table provided above.
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| Pre-payment Charges |
Nil |
| Solvency Certificate |
N.A. |
| Charges for changing from fixed to floating rate of interest |
N.A. |
| Charges for changing from floating to fixed rate of interest |
N.A. |
| Renewal Fee |
As per table provided above.
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| Further Interest |
2% p.a. over and above Applicable Rate. |
| Late Payment Fee |
Rs. 500/- |
| Cheque Representation Charges |
Nil |
| Charges per Cheque Bounce |
Rs. 250/- |
Note: Service Tax and other govt. taxes, levies, etc. applicable as per prevailing rate will be charged over and above these charges.
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