Personal Line of Credit for Salaried Customers

FlexiCash is a special overdraft facility offered to salaried customers. It is made available by way of a current account, which can be accessed through an ATM card or a chequebook.

With FlexiCash, you enjoy the double benefit of ready cash for what you need, whenever you need. From making up a temporary shortfall to the pleasures of shopping, from paying high interest liabilities to buying consumer durables to meeting your everyday needs.

Benefits:

• Enjoy the convenience of paying back in parts or lump sum
• Zero cost facility until used
• No Collateral required: Unsecured line of credit based on income proofs
• Overdraft facility
• Internet and branch banking facilities
• Cheque book and ATM card
• Interest to be paid only for the utilised amount and only for the time period it is used
• Linked to existing salary account
• ‘Cheque Protect’ facility: Under ‘Cheque Protect’ in the event of insufficient funds in your Salary Account, funds will be swept in from the linked FlexiCash account to honour the debit

*Only for employees of Elite, Super Prime and approved list of companies and salaried doctors as per classification by ICICI Bank

**Applicable Service Tax shall be levied in accordance with the Finance (No.2) Act 2004.