|
Senior Citizens Account |
| Available to |
All cities |
| Eligibility |
Indian resident > 60 yrs of age |
| Minimum average quarterly balance |
Rs.5000 |
| Charges for non maintenance of minimum quarterly average balance |
Rs 250 per quarter |
| Cash transactions at base branch (branches in same city) |
Unlimited Free of Cost |
| Anywhere Cash Withdrawals by customer or customers representative to the debit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash withdrawal of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
(Maximum withdrawal limit –
Self: Rs.50,000 per day, Third party: Rs.15,000 per day)
|
| Anywhere Cash deposit by customer or customers representative to the credit of the customers own savings Account at a non-base branch i.e. branch in other city |
Nil for the first cash deposit of a calendar month;
Thereafter in the month, Rs.5 per thousand rupees or part thereof, subject to a minimum of Rs.150
|
| ATM Interchange (Transactions at Non ICICI Bank ATMs) |
Nil for the first five cash withdrawals in the month and Rs.18 per cash withdrawal thereafter in the same month. |
| Transactions at ICICI Bank ATMs |
Free |
| Issue of DD drawn on ICICI Bank by cheque/transfer |
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
| Statement |
Free Quarterly physical statement |
| Free Monthly e-mail statement on request |
| Debit Card Fees for first Account Holder |
Free |
| Debit Card Fees for joint Account Holder |
Free |
| Debit Card Cash withdrawal limit |
Daily spending/withdrawal limit: 25,000/25,000 |
| Cheque Books |
Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves |
| Charges for Multicity cheque payment |
Up to Rs 50000 per month: no charges; Above Rs 50000
Rs.3 per thousand rupees on full amount.
|
| Cheque collection charges from upcountry locations (I-Bank branch) |
Free |
| Cheque collection charges from upcountry locations (Non I-Bank branch) |
Upto Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 150 per instrument |
| Chargeable Transactions if minimum Balance is not maintained |
| Cash transactions at branch in the event of non-maintenance of QAB |
Nil for the first three transactions of a quarter; Thereafter in the quarter, Rs. 60 per transaction |
| Cheque books in the event of non-maintenance of QAB |
Rs. 5 per cheque leaf for all cheque books issued during the quarter |
