Equal Monthly Instalment (EMI) with ICICI Bank Credit Card
Avail of Interest Free EMIs when you buy insurance online through your ICICI Bank Credit Card.
It brings you the facility of paying your premium in Equal Monthly Instalments (EMIs) of 3 or 6 months at interest free rates! All you have to do is purchase your insurance policy online through your ICICI Bank Credit Card.
|How does it work?|
|Note: Please note that the EMI facility is only applicable on ICICI Bank Credit Card, subject to minimum annual premium of Rs. 10,000|
*Subject to underwriting in the case of Health Insurance cover
Term Insurance Plan
ICICI Pru iCare
You strive to provide comfort, happiness and security to your family. Even if something unfortunate were to happen to you, you would want your family's future to be secured at all times. With ICICI Pru iCare, protect your family's future and ensure that they lead their lives comfortably without any financial worries, even in your absence. Also, get the advantage of instant life insurance cover at the click of a button.
Insurance cover at extremely affordable premiums
Flexibility to choose protection cover based on your needs from
1) Option I: Death benefit equal to Sum Assured
2) Option II: An additional death benefitT&C3 equal to Sum Assured or 50 lakhs, whichever is lower, payable only in case of death due to accident
Instant Cover T&C2
Instant life insurance cover through a simple online application process T&C2
Tax benefit u/s 80C
Avail of tax benefits as applicable on the premiums paid for this term plan.
Advt no. CA/II/531/2012-13
Terms & Conditions:
T&C 2: Instant life insurance cover: The life insurance cover will commence on the date of acceptance of proposal.
After submission of the application form, if it is found that the customer has existing policies which have not been disclosed and due to which, there is a change in the underwriting decision of the Company, the Company will withdraw the cover subject to Section 45 of the Insurance Act, 1938 and below mentioned clause 2a.
2a.The maximum benefit payable on death, excluding the Accidental Death Benefit under ICICI Pru iCare Option II, in respect of all policies issued on the same Life Assured will be limited to the maximum Sum Assured applicable for this product. The additional Accidental Death Benefit payable under ICICI Pru iCare Option II in respect of all policies issued on the same Life Assured will be limited to Rs. 50 lakhs.
T&C 3: Accidental Death Benefit: For the purpose of Accidental Death Benefit payable on accident the following conditions shall apply: a. Death due to accident should not be caused by the following: i. Attempted suicide or self inflicted injuries while sane or insane, or whilst the Life Assured is under the influence of any narcotic substance or drug or intoxicating liquor; or ii. Engaging in aerial flights (including parachuting and skydiving) other than as a fare paying passenger on a licensed passenger-carrying commercial aircraft (being a multi engined aircraft) operating on a regular scheduled route; or iii. The Life Assured committing any breach of law; or iv. Due to war, whether declared or not or civil commotion; or v. Engaging in hazardous sports or pastimes, e.g. taking part in (or practising for) boxing, caving, climbing, horse racing, jet skiing, martial arts, mountaineering, off piste skiing, pot holing, power boat racing, underwater diving, yacht racing or any race, trial or timed motor sport. b. Death due to accident must be caused by violent, external and visible means. c. The accident shall result in bodily injury or injuries to the Life Assured independently of any other means. Such injury or injuries shall, within 180 days of the occurrence of the accident, directly and independently of any other means cause the death of the Life Assured. In the event of the death of the Life Assured after 180 days of the occurrence of the accident, the Company shall not be liable to pay this benefit. d. The policy must be in-force as at the time of accident. e. The Company shall not be liable to pay this benefit in case the death of the Life Assured occurs after the date of termination of the policy.
T&C 4 : Tax benefits: Tax benefits under the policy are subject to conditions u/s 80C of the Income Tax Act, 1961. Service tax and education cess will be charged extra, as per applicable rates. The tax laws are subject to amendments from time to time.
Registered Address: - ICICI Prulife Tower, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Reg No: - 105. Insurance is the subject matter of the solicitation. Product UIN: 105N110V01. For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale. Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. Service tax & education cess will be charged extra as per applicable rates.
For more details on the risk factors, term and conditions please read sales brochure carefully before concluding the sale. Insurance is the subject matter of the solicitation. 2011, ICICI Prudential Life Insurance Co. Ltd. Reg. No.: 105. Tax benefits are as per the Income Tax Act, 1961, and are subject to any amendments made thereto from time to time. Service tax & education cess will be charged extra as per applicable rates. Tax laws are subject to amendments from time to time. Form No.: T29 -ICICI Pru iCare SP Option I; T30 - ICICI Pru iCare SP Option II; T31 - ICICI Pru iCare RP Option I; T32 - ICICI Pru iCare RP Option II. UIN - 105N122V01.
ICICI Bank Limited is a corporate agent of ICICI Prudential Life Insurance Company Ltd. ICICI Bank Limited, Registered Office: Landmark, Race Course Circle, Vadodara 390 007. Corporate Agent's license no. 2470377 Corporate Agent does not underwrite the risk nor act as an insurer. Insurance is underwritten by ICICI Prudential Life Insurance Company Ltd. This policy is brought to you from ICICI Prudential Life Insurance Company Limited ("ICICI Prudential") and is subject to the terms and conditions governing such policy. ICICI Bank Limited ("ICICI Bank") is licensed by the IRDA to act as a corporate agent of ICICI Prudential. The contract of insurance will be between ICICI Prudential and the insured, and not between ICICI Bank and the insured. ICICI Bank is acting merely as the corporate agent of ICICI Prudential and there is no direct or indirect linkage between the provisions of the banking services offered by ICICI Bank and your usage of the product or participation in the scheme offered by ICICI Prudential. Your participation in this product is purely on a voluntary basis. ICICI Bank is not liable or responsible for any claim, dispute, liability, loss or shortfall resulting from the policy.