Coverage upto 85 years without medical check-up as per plan opted

Cashless hospitalisation facility available worldwide

Avail of quality health care through our tie up with United Health International (UHI is a leading US based health care provider). United Health International (UHI) is the global arm of the United Health Group, one of the largest and most diverse health care companies in the United States

Get Cover on Pre-existing diseases under life-threatening situations*

Extend your cover upto maximum of 360 days (Original policy for 180 days and extension for additional 180 days)

First time in India, get cover for total loss of checked in baggage including handbags

Medical & Nursing assistance for your loved ones back home#

Get Automotive Assistance Services for dependents in India. For complete list of servicesClick here^#

Avail cover for your extended stay at hotel due to natural and man-made calamities#

Cover against catastrophes like fire, flood, earthquake & political risk

The insurance also covers medical evacuation costs back to India

Pay Per day: Slab rate for first 7 days only, then pay on a per day basis

Extend the policy online in case you extend the trip, pay only for number of days extended

Buy Online and pay in installments**

*"Life Threatening situations" refers to a medical condition suffered by the insured, which has the following
characteristics:

• Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate)
• Acute impairment of one or more vital organ systems (involving brain, heart, lungs, Liver, Kidneys and pancreas)
• Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system function(s) to treat single or multiple vital organ failure(s) and requires interpretation of multiple physiological parameters and application of advanced technology
• Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department

#Conditions Apply

Note: To know more about EMI options** Click here

**This service is offered by the banks and ILGIC holds no responsibility or owes no liability in case of this facility provided by the banks to it's customers."

View details of policy Coverage – Single round trip

	Sr No	Benefits	Coverage Amount	3 months to 70 years
				Platinum Plan	Gold Plan
	1	Medical Cover (includes medical evacuation cost)*	US$ 50,000, US$ 100,000, US$ 250,000
	2	Repatriation of Remains (Included in medical Sum Insured)	US$ 7,500
	3	Daily Allowance In Case of Hospitalization (franchise of 2 days)	Up to US$ 50 per day for maximum of 5 days		-
	4	Dental Treatment#	US$ 300
	5	Total Loss of Checked in Baggage	US$ 500
	6	Delay of Checked in Baggages**	US$ 100
	7	Loss of Passport##	US$ 300
	8	Personal Liability^	US$ 1,00,000
	9	Personal Accident	US$ 15,000
	10	Hijack Distress Allowance***	US$ 125 per day for max. 7 days
	11	Emergency Cash Advance	US$ 1,000
	12	Trip Cancellation & Interruption	US $500
	13	Missed Flight Connection+	US $500
	14	Trip Delays**	US$ 500
	15	Political Risk and Catastrophe Evacuation	US$ 7,500
	16	Accidental Death (Common Carrier)	US$ 5,000
	17	Fire Cover for Building	Rs. 20,00,000		-
	18	Fire Cover for Home Content	Rs. 10,00,000		-
	19	Burglary Cover for Home Content	Rs. 10,00,000		-
	20	Bounced Booking - Hotel / Airline++	US$ 2,000		-
	21	Compassionate Visit	US$ 7,500		-
	22	Emergency Hotel Extension++	US$ 5,000		-
	23	Loss of Baggage and Personal Effects#	US$ 2,000		-
	24	Return of Minor Child(ren)	Travel cost at actual not exceeding US$ 7,500		-
	Value Added Services for your dependants in India				-

* Deductible of US$ 100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
# Deductible of US$ 100
** Delay of more than 6 Hours
## Deductible of US$ 50
^ 5 % of the actual
*** Hijack for more than 12 hours
+ Delay of more than 3 Hours
++ Deductible of US$ 250

Sub Limit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalization expenses. (This is not applicable for Platinum plan )

Sub Limit B: Applicable for all plans; for persons aged 51 years and above. To get details on sub-limit for various plans, please refer the Policy Wordings

What is not covered with International Travel Insurance- Single Round Trip

• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Naturopathy treatment, ayurvedic /homeopathic therapies
• Treatment relating to removal of physical flaws-cosmetic or plastic surgery
• Costs incurred relating to rest or recuperation at a spa or health resort

For Details refer to the Policy Wordings

Benefits of Gold Multi Trip Plan

Cashless hospitalisation facility available worldwide

Secure as many trips (30 ,45 or 60 days per trip) throughout the year

Value added services^# for your dependants in India

Pre-existing diseases are covered under life-threatening situations*

Comprehensive plan with extensive coverages

Covers total loss of checked-in baggage loss, trip delay, passport loss, emergency cash advance, Missed (Flight) Connections

The insurance also covers medical evacuation costs back to India

No medical check-up required

Buy Online and pay in installments. **

*"Life Threatening situations" refers to a medical condition suffered by the insured, which has the following
characteristics:

• Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate)
• Acute impairment of one or more vital organ systems (involving brain, heart, lungs, Liver, Kidneys and pancreas)
• Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system function(s) to treat single or multiple vital organ failure(s) and requires interpretation of multiple physiological parameters and application of advanced technology
• Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department

Note: To know more about EMI options** Click here

**This service is offered by the banks and ILGIC holds no responsibility or owes no liability in case of this facility provided by the banks to it's customers."

View details of policy Coverage in Gold Multi Trip International Travel Insurance Plan

Sub Limit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalization expenses.

Sub Limit B: Applicable for all plans; for persons aged 51 years and above. To get details on sub-limit for various plans, please refer the Policy Wordings

What is not covered in Gold Multi Trip International Travel Insurance Plan

• Pre-existing diseases except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Naturopathy treatment, ayurvedic /homeopathic therapies
• Treatment relating to removal of physical flaws-cosmetic or plastic surgery
• Costs incurred relating to rest or recuperation at a spa or health resort

For more details, kindly refer to the Policy Wordings.

Cashless hospitalisation facility available worldwide

Pay Per day: Avail plans with slab rates for the first 7 days only, then pay on per day basis.

Covers checked-in baggage loss/delay, passport loss, financial emergency

No medical check-up required

Comprehensive plan with extensive coverages

Pre-existing diseases are covered under life-threatening situations*

Coverage available up to 360 days (Original policy for 180 days and extension for additional 180 days)

Buy Online and pay in installments **

* "Life threatening situations" refers to a medical condition suffered by the insured, which has the following
characteristics:

• Markedly unstable vital parameters (blood pressure, pulse, temperature and respiratory rate)
• Acute impairment of one or more vital organ systems (involving brain, heart, lungs, Liver, Kidneys and pancreas)
• Critical care being provided, which involves high complexity decision making to assess, manipulate and support vital system function(s) to treat single or multiple vital organ failure(s) and requires interpretation of multiple physiological parameters and application of advanced technology
• Critical care being provided in critical care area such as coronary care unit, intensive care unit, respiratory care unit, or the emergency department

Note: To know more about EMI options** Click here

This service is offered by the banks and ILGIC holds no responsibility or owes no liability in case of this facility provided by the banks to it's customers."

What is covered in Senior Citizen (71-85 years) International Travel Insurance Plan

* Delay of more than 6 hours
** Delay of more than 12 hours
*** Delay of more than 3 hours

Sub Limit B: Applicable for all plans. To get details on sub-limit for various plans, please refer the Policy Wordings

What is not covered in Senior Citizen (71-85 years) International Travel Insurance Plan

• Pre-existing conditions except in case of life-threatening situations*
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Naturopathy treatment, ayurvedic /homeopathic therapies
• Treatment relating to removal of physical flaws-cosmetic or plastic surgery
• Costs incurred relating to rest or recuperation at a spa or health resort

For more details, kindly refer to the Policy Wordings.