Overseas Student Travel Insurance

Benefits of Student Overseas Travel Insurance

Buy the policy in Indian rupees, which is 1/3 the cost of buying similar insurance abroad

Our plans are accepted by most of the foreign universities as a substitute for their compulsory insurance

We have partnered with leading US-based health care provider United Health International (UHI), to provide better health care benefits and services to be availed when in the US

Overseas Student Travel Insurance is now available with a continuous cover for 2 years (auto-renewal) Now cover your entire period of study and rid yourself of policy extension hassles with a policy duration of 365+365 = 730 days

Plans are available with second year (auto-renewal) extension option, thereby covering you for the entire period of study

Extend your policy 3 months in advance

Medical outpatient expenses covered subject to the policy coverage limitsbasis

No pre-medical check-up required for policy issuance

Buy Online and pay in Installments without any extra charges*

 

* EMI facility available only for ICICI Bank (up to 6 months) credit card customers at the sole discretion of the Banks.

Note: EMI option subject to minimum annual premium of Rs.1,500. Click here to know more.

For more details, kindly refer to the Policy Wordings.

View details of policy Coverage

	Coverage Details		Coverage amount	Bronze Plan	Gold Plan	Plus Plan
	Medical Expenses*# (including Medical Evacuation)		US$ 50,000, US$ 100,000, US$ 250,000 & US$ 500,000	-
	Dental Treatment*		US$ 250	-
	Repatriation of Remains Covers the funeral expenses or expenses of repatriating the remains back to India, in case of death overseas		Up to medical sum insured	-
	Checked-in Baggage Loss		US$ 1,000
	Passport Loss**		US$ 200
	Personal Accident Compensation paid in case of Accidental Death and Permanent Total Disablement (PTD) due to an accident		Covered	US$ 10,000	US$ 25,000	US$ 25,000
	Personal Liability Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured		US$ 100,000
	Bail Bond For the bail amount, if arrested or detained by police or judicial authorities of the place, for any bailable offence whilst abroad		US$ 5,000
	Study Interruption Reimbursement for the remaining part of the current school semester fee, if studies are interrupted on account of a medical condition or compassionate reasons on the family front		US$ 7,500
	Sponsor Protection Reimbursement of tuition fees in case of demise of person paying for studies due to an accident		US$ 10,000
	Two-way Compassionate Visit In case of hospitalization (exceeding 7 days) of student or a family member, where a family member visits student or student visits India. Round trip economy class tickets for student/ family member, and accommodation for the family member visiting abroad, will be reimbursed		US$ 7,500
	Treatment for Mental and Nervous Disorders		US$ 1,000	-	-
	In-patient medical expenses related to pregnancy, subject to a waiting period of 10 months		US$ 500	-	-
	Medical expenses for inter-collegiate sports injuries		Up to medical sum insured	-	-
	Cancer Screening and Mammography Expenses		US$ 2,000	-	-
	Childcare Benefits If the child is above 90 days of age, and is hospitalized for more than 2 days, for any ailment, hospital cash benefit of US$ 100 per day will be paid, subject to a maximum of 7 days		US$ 100	-	-

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital.

** Deductible of US$ 50 - Applicable for each separate claim. # If not a pre-existing disease.

For details, kindly refer to Policy Wordings.

What is not covered in Individual Overseas Travel Insurance- Single Round Trip

• Pre-existing conditions except in case of life-threatening situations
• Addiction to alcohol, drugs
• Mental disorder, anxiety, depression
• Venereal diseases
• Sexually transmitted diseases, AIDS, HIV
• Radiation, nuclear weapons induced
• Sporting activities
• Expenses arising out of loss of valuables, money, securities and tickets
• Loss of passport in public places

Individual Overseas Travel Insurance Product Code: Misc 30

For complete details on coverage, terms, conditions and exclusions, please read the policy document carefully before concluding a sale.