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FD, RD & iWish
(390 days - 2 yrs)
9.00% Apply Now
Senior Citizens
(390 days - 2 yrs)
9.50% Apply Now
Home Loan 
(Upto 75 lacs)
10.15*% Apply Now
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(Upto 15 lacs)
13.49*% Apply Now

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Young Stars and Smart Star Savings Account

With Young Stars Savings Account, we will guide your child through the world of banking - from checking the child’s savings account balance to guiding through fun zones and special pages on the Internet Banking channel. It makes banking a pleasure and teaches your child to manage his or her personal finances through a savings account.


ICICI Bank now offers Smart Star Savings Account – Minor Self Operated Account. Through this account, a minor above 10 years can independently open and operate the account.


Smart Star Savings Account comes in 2 variants:

  • Smart Star Account with Guardian consent
  • Smart Star Account without Guardian consent



Free Debit Card*. You can use this debit card to withdraw cash from any ATM. You may also use your debit card to directly make purchases through a POS (Point of Sale) machine available at most stores! This will help your child to access money from anywhere. To know more, click here

  • Choose Young Stars debit card with limits of Rs. 1,000 / Rs. 2,500 / Rs. 5,000 for shopping and cash withdrawal each day
  • Special Internet Banking
  • One cheque book free
  • Standing instructions Facility for automatic transfer of money from parent’s account to the child’s account
  • Money Multiplier facility

Smart Star Account with Guardian consent has a debit transaction limit of Rs. 2 Lacs in a financial year.


Smart Star Account without Guardian consent has a debit transaction limit of Rs. 50,000 in a financial year.


In case of breach of debit transaction limits, account is frozen.


*Smart Star Debit Card has spend and cash withdrawal limit of Rs. 5000.